"Foshan housing provident fund extraction management measures"

Implemented on March 1, 2024.

Repayment of principal and interest of house purchase loan can be withdrawn once a month.

(Related links) If the repayment of principal and interest withdrawal business has been successfully declared before March 1, 2024, the original agreement shall be terminated first, and then the withdrawal account shall be renewed. When reporting, you can choose the withdrawal frequency that needs to be changed, such as monthly. For the first withdrawal of repayment of principal and interest after March 1, 2024, you can choose to withdraw on a monthly basis when applying.

Minghu Park. Hong haishe

Let’s learn how to handle it together.

Extraction of principal and interest of housing provident fund for repayment of house purchase loan

01

Scope of acceptance

(a) the first extraction of housing

1. The applicant is a paid employee in this city and his personal account has not been cancelled.

2. Withdraw the applicant and his/her spouse to use the housing loan to purchase owner-occupied housing in Chinese mainland during the marriage.

3. The location of the house to be purchased shall be the domicile of one of the applicant’s husband and wife or the place where the housing provident fund is paid.

4. Failing to apply for the loan repayment business of housing provident fund in this Municipality (hereinafter referred to as the loan repayment with provident fund), or using portfolio loans to purchase houses in this Municipality and having applied for the loan repayment with provident fund, after the loan repayment with provident fund, there is still a balance in the personal account and the withdrawal amount has not been completed.

5 housing provident fund has been paid off in loans overdue.

(2) Re-extraction of the house (i.e., extension of the withdrawal account)

Long press to identify the QR code below.

"Re-extraction of the same house for housing provident fund"

(three) to extract the repayment interest part of the principal and interest of the house purchase loan.

1. The extracted house is registered with the information of house purchase loan;

2. The property right of the house has not changed;

3 housing provident fund has been paid off in loans overdue.

02

Required materials

1. Extract the applicant’s ID card (employees with non-resident ID cards provide certificates for deposit registration, and online declaration is free);

2. Withdraw the applicant’s own bank account (see note 2);

3. Letter of Commitment for Withdrawal of Housing Provident Fund (Power of Attorney);

4. Property right certificate (before the property right certificate is issued, provide the house sales contract filed by the real estate administrative department);

5. Purchase invoice;

6. Loan contract;

7. Marriage certificate (if the owner-occupied house is purchased during the marriage [after marriage] and only one person’s name is registered in the title certificate, the spouse [the party without registered property rights] must provide it when reporting for withdrawal; If you buy a self-occupied house in a different place, you must provide it to extract the applicant’s spouse’s account or deposit it in the local house for extraction);

8. Household registration book (if the owner-occupied house is purchased in different places, the extractor’s household registration book is located at the location of the house, and the applicant’s household registration book is provided; Extract the applicant’s spouse’s household registration in the location of the house, and provide the household registration book of the applicant’s spouse; Non-off-site purchase of self-occupied housing is not required);

9. Proof of repayment interest (the loan repayment interest certificate issued by the bank shall be provided when the interest part is extracted. The certificate must include the lender’s name, ID number, total loan amount, loan address, whether the loan has been paid off, the total loan repayment interest and other information; Apply for housing provident fund loans in this city, do not need to provide proof of interest on provident fund loans. )

Description of application materials:

1. The application materials provided shall be original; Authorized by the extraction applicant, the provident fund center obtains the information of application materials through information sharing, and the extraction applicant does not need to provide corresponding paper materials. If the business is handled offline, after the business is completed, all other materials will be returned on the spot and will not be collected, except for the Letter of Commitment on Housing Provident Fund Withdrawal (Power of Attorney).

2. Bank account

The provident fund center shall pay the withdrawal funds by bank transfer, and the withdrawal funds shall be transferred to the bank account in my name agreed by the provident fund center and the withdrawal applicant. The bank account provided by the withdrawal applicant must be valid without setting transfer restrictions, and the account information must be accurate and complete. The bank account can be a debit card or a current passbook of any of the following banks: China Construction Bank, China Industrial and Commercial Bank, China Bank, China Agricultural Bank and Shunde Rural Commercial Bank, or a social security card with financial account function. When the withdrawal amount is more than 10,000 yuan, the bank account provided must be a first-class account.

03

Processing time limit

(1) Time limit for commitment processing: 3 working days, and 7 working days for the first purchase of a house in a different place. The time required for investigating and verifying the behavior of employees and the authenticity of certification materials from relevant departments is not counted in the time limit for processing.

(two) under normal circumstances, the city’s housing will be reported immediately.

(3) Time limit for extraction:

1. The applicant for withdrawal shall apply during the loan repayment period, and monthly withdrawal is allowed during the loan repayment period, and each withdrawal shall be one month or more apart; After the loan is settled, if the house has not been sold and the amount has not been withdrawn, you can apply for withdrawal once within one year after the settlement.

2. If the applicant meets a variety of housing consumption situations at the same time, only one situation can be used to apply for extraction. If the applicant applies for withdrawal with the same housing consumption situation (repayment of the principal and interest of the house purchase loan), each withdrawal shall be at least one month apart.

(4) After the successful renewal of withdrawal remittance, the remittance can only be made after the last remittance time reaches the withdrawal interval, and the automatic remittance is made at the same time. Before each withdrawal remittance, it will be reviewed again to confirm whether it meets the withdrawal remittance requirements. After the approval, the withdrawal funds will be transferred to the bank account provided by the drawer within 3 working days (if it is postponed on Saturday, Sunday or holiday).

04

Handling procedure

(a) the first extraction of housing

1. Online processing

(1) Website of Foshan Housing Provident Fund Management Center

Declaration process: log on to the website of Foshan Housing Provident Fund Management Center → click on "Personal Online Service Hall (Entrance)" → The employee himself will log on to the personal online hall by SMS or face recognition → click on "I want to handle it" → click on "Personal Extraction" → click on "Repaying the principal and interest of the housing loan" → click on "Next" to enter the declaration page. For specific operation instructions, please log on to the website of Foshan Housing Provident Fund Management Center-Service Guide.

Long press to identify the QR code below.

Operation Manual and Demonstration of Personal Netroom

Inquiry progress: log on to the website of Foshan Housing Provident Fund Management Center → click on "Personal Online Service Hall (Entrance)" → The employee logs on to the personal online hall by SMS or face recognition → click on "I want to inquire" → "Extraction" → "Personal extraction business" to inquire about the business status and audit results (reasons for returning the products).

If the Audit Result is not fully displayed, you can move the mouse to the content of the Audit Result, and the detailed audit result will be displayed. You can also move the mouse to the right of the Audit Result column and drag the column length to the right to make it fully displayed. Or use the export data button at the bottom of the interface to download the business information of the interface to the local area for viewing through excel. It is recommended to log in with Google Browser.

(2) "Foshan Provident Fund" WeChat WeChat official account

Declaration process: Go to the WeChat WeChat official account of Foshan Provident Fund → Click on "Service" → Click on "Personal Online Service" → The employee will log in by SMS or face recognition → Click on "Business Hall" → Click on "Repaying the principal and interest of the house loan" → Click on "I want to withdraw" to enter the declaration page. For specific operation instructions, please visit the website of Foshan Housing Provident Fund Management Center-Service Guide-Online Operation Guide.

Long press to identify the QR code below.

Personal WeChat Operation Manual and Operation Demonstration

Inquiring about the progress: Go to the WeChat WeChat official account of Foshan Provident Fund → click on "Service" → click on "Personal Online Service" → The employee will log in by SMS or face recognition → click on "Extract" under the "I want to inquire" column on the home page → click on "Personal Extraction Business" to inquire about the business status and audit results (reasons for returning items).

If the "Audit Result" is not fully displayed, you can select the corresponding business and click "View Details".

2. Offline processing

Submit the application for materials-accept the review-get the results.

(2) Re-extraction of the house (i.e., extension of the withdrawal account)

Long press to identify the QR code below.

"Re-extraction of the same house for housing provident fund"

(three) to extract the repayment interest part of the principal and interest of the house purchase loan.

1. Online processing

(1) Website of Foshan Housing Provident Fund Management Center

Log on to the website of Foshan Housing Provident Fund Management Center → Click on "Personal Online Service Hall (Entrance)" → Employees will log on to the personal online hall by SMS or face recognition → Click on "I want to handle it" → Click on "Housing Information Maintenance" → Select the house that needs to increase loan interest, click on "Add Loan Interest" to enter the declaration page → Select "House Identification Type" and improve the housing information → Check the type of loan interest that needs to be added → Enter. (The processing progress can be found in "House Information Maintenance" → "Maintenance Records". )

For specific operation instructions, please visit the website of Foshan Housing Provident Fund Management Center-Service Guide-Online Operation Guide-and check the Operation Manual and Operation Demonstration of Personal Netroom.

Long press to identify the QR code below.

Operation Manual and Demonstration of Personal Netroom

Portfolio loans, can also declare the new provident fund loan interest and commercial loan interest; Apply for housing provident fund loans in this city, do not need to provide proof of interest on provident fund loans. After the successful interest increase, if the withdrawal agreement has expired, it is necessary to apply for a second withdrawal of the house (withdrawal and transfer renewal).

(2) "Foshan Provident Fund" WeChat WeChat official account

On the WeChat WeChat official account of Foshan Provident Fund → Click on "Service" → Click on "Personal Online Service" → The employee logs in by SMS or face recognition → Click on "Business Hall" → Click on "Housing Information Maintenance" → Select the house that needs to increase the loan interest, and click on "Add Loan Interest" to enter the declaration page → Select "Housing Identification Type" and improve the housing information → Select the type of loan interest that needs to be added. (The processing progress can be found in "House Information Maintenance" → "Maintenance Records". )

For specific operation instructions, please visit the website of Foshan Housing Provident Fund Management Center-Service Guide-Online Operation Guide-and check the Personal WeChat Operation Manual and Operation Demonstration.

Long press to identify the QR code below.

Personal WeChat Operation Manual and Operation Demonstration

Portfolio loans, can also declare the new provident fund loan interest and commercial loan interest; Apply for housing provident fund loans in this city, do not need to provide proof of interest on provident fund loans. After the successful interest increase, if the withdrawal agreement has expired, it is necessary to apply for a second withdrawal of the house (withdrawal and transfer renewal).

2. Offline processing

Submit the application for materials-accept the review-get the results.

05

Handling procedure

(1) Offline handling

Original title: "It is related to your provident fund withdrawal, and the latest and most complete handling guide is coming."

Read the original text

The truck caught fire and the driver drove running all the way.

CCTV News:The story in the above picture happened at 5 pm on July 14th, 2020. The fire was burning behind him, and Sun Gang in the cab endured the heat wave in the carriage, while driving the "train" quickly and carefully, passing through the downtown area and the gas station.

The truck caught fire accidentally.

On the same day, in Liangshan Town, xinmin city, Shenyang, Liaoning, Sun Gang, the owner of the big trailer, was making a final inspection of the car condition to prepare for the next day’s departure. Because the watermelon will be pulled at 4 o’clock the next morning, the straw curtain has been laid in advance on the trailer. At this time, Sun Gang and his driver found that there was a little problem with the big trailer that needed to be dealt with, and the kind mechanic offered to weld it himself. howeverNo one expected that in the process of welding, an accident happened — — Mars splashstraw screen/matIt caused the truck to catch fire.

When the trailer caught fire, Sun Gang immediately thought of putting out the fire. However, the straw curtainExtremely dry and hot weather,The fire spread rapidly. Although drivers, welding bosses and many passers-by nearby are helping to put out the fire, it is of no help.

At this time, if Sun Gang only thinks about himself, he can still recover a little loss — — Because the front of the trailer and the carriage are separated, if he takes the front off and drives away, then the front can be saved. But he didn’t do that, becauseWhere the big trailer caught fire, in addition to dense vehicles, there were houses and shops around it, and there was a grain depot and a gas station opposite it.

The fire is getting bigger and bigger, approaching the fuel tank.The fuel tank is full of newly added oil, with 800 liters of main fuel tank and 130 liters of auxiliary fuel tank. If it explodes, the consequences will be unimaginable.

in thisAt this critical juncture, Sun Gang made a choice that surprised everyone. He immediately got on the bus and drove the car away urgently. He knows that every minute he hesitates, the people around him will be more dangerous.

The fire was burning behind him, and Sun Gang in the cab endured the heat wave in the carriage, while driving the "train" quickly and carefully along the S314 provincial highway all the way to Xiaojiawobao, passing downtown and gas stations.

The car is mine. I can’t let anyone take risks for me.

After leaving downtown for a few minutes, the fuel tank exploded.

Drive the car out of downtown., Sun GangStop and get off. About four or five minutes later, the fuel tank exploded.Fortunately, Sun Gang was not injured. The great power of the explosion at the moment also strengthened Sun Gang’s determination to drive away the big trailer in a blaze.

Cheer up and start again for your wife and children.

The big trailer in Sun Gang was purchased in May 2018. At that time, in order to buy this car, Sun Gang sold his only house, and with the help of relatives and friends, he made up the down payment loan to buy this big trailer.

Sun Gang’s family also has a wife and twin sons. These two years, this small family is not easy. I have to pay back a loan of more than 10,000 yuan every month, plus the expenses of two children, vehicle maintenance, the driver’s salary, etc. Sun Gang said that he is like a gyro every day, and he never dares to be idle for a moment. And this big trailer is all the hopes of Sun Gang’s family for a better life. After two years of hard work,Sun Gang finally paid off the loan, and now,The trailer was scrapped in the fire.

Despite heavy losses, Sun Gang still believes that this difficulty can’t beat him.Now Sun Gang and his wife are staying with their twin sons in their parents-in-law’s house. There are six people living in a house of more than 50 square meters, which is very crowded. Although there are many difficulties at present, his wife expressed her understanding and support for Sun Gang’s decision.

The wife said, as long asAs long as he’s okay, he means everything.Sun Gang was very moved by his wife’s words, which became the driving force for his future life.

He has the courage and responsibility, and everyone around him says he is great.

When we make this choice at a critical moment, what we see is Sun Gang’s responsibility and courage, as well as his calmness and composure in the first reaction at a critical moment. Sun Gang’s behavior also won praises from people around him.

People around you praised Sun Gang’s behavior.

This article is compiled by Food Partner Network, which is only for users’ reference. If you need to reprint it, please contact and get authorization to reprint it. Food Partner Network provides import and export compliance consulting services for European Union, United States, Britain, Russian Federation, Japan, South Korea, Southeast Asia, Spain and other countries or regions. Please contact us at 0535-2129301, 0535-2122172 and email us at vip@foodmate.net and news@foodmate.net.

Everyone knows that there are many snacks in old Beijing, among which thirteen are the most representative, which are collectively called "Thirteen Unique Snacks in Old Beijing". Which thirteen are they? Have you tasted them all? Which one do you like best?

rolling donkey, a Beijing snack

Bean flour cake, also known as snowballing usury, is one of the ancient snacks in Beijing. Its raw material is steamed with yellow wheat water, and the dough is slightly softened with more water. In addition, the soybeans are fried and rolled into flour. When making, the steamed yellow rice flour is covered with soybean flour and rolled into pieces, then coated with red bean paste (brown sugar can also be used), rolled up, cut into small pieces of about 100 grams, and sprinkled with white sugar. When making, the stuffing is required to be rolled evenly, with distinct layers and yellow appearance, which is characterized by fragrance, sweetness, stickiness and strong flavor of soybean powder.

Yellow bean is the main raw material of bean flour cake, so it is called bean flour cake. But why is it also called "snowballing"? It seems to be an image metaphor. After it is made, it is rolled in the yellow bean, as if the countryside is really snowballing and raising dust, hence the name. Nowadays, many people only know the nickname, but don’t know its proper name. At present, snack bars are available all year round, but most of them have changed from yellow wheat to Jiangmi noodles, because the color of soybean noodles is still yellow, which is a favorite snack of the masses.

steamed cake/bun made of glutinous rice with sweet filling

Aiwowo, a traditional snack in Beijing, is served in snack bars in Beijing around the Lunar New Year every year and sold until late summer and early autumn, so Aiwowo is also a spring and autumn variety, and it is now available all year round.

Aiwowo has a long history. In the Wanli period of the Ming Dynasty, "Taking glutinous rice with sesame seeds as a cold cake and filling it with pills as a nest" is also true in ancient times.

It can be seen that this kind of food is washed and soaked with glutinous rice, then steamed in a steamer, cooled and kneaded evenly, pulled into small doses, pressed into round skins, wrapped with peach kernels, sesame seeds, melon seeds, green plums, golden cakes and sugar, and mixed into stuffing, which became the food called Wowo in the Wanli period of the Ming Dynasty. But why did it become a love nest later? Because an emperor loved this kind of nest, when he wanted to eat it or wanted to eat it, he ordered, "Love the nest." Later, when this kind of food was introduced to the people, ordinary people could not and dared not say the word "imperial", so they omitted the word "imperial" and called it "love nest".

The glutinous rice used for the skin of Aiwowo has been steamed, and the stuffing is also fried with peach kernel, melon kernel, sesame kernel and sugar in advance, so it can be eaten after it is cooked.

Candy roll

The main ingredients of the candied fruit are yam and jujube, with auxiliary materials such as plum, peach kernel and melon kernel. Fresh yam is nutritious and contains protein, refined fiber and vitamins, which is a traditional Chinese medicine. Chinese medicine believes that yam is warm, sweet and non-toxic. It enters the spleen, lung and kidney meridians, and has the functions of invigorating the middle energizer, invigorating the spleen and stomach, growing muscles, stopping diarrhea and strengthening the spleen. Functions of consolidating essence and benefiting lung. Jujube is a tonic commonly used by Chinese medicine and people. The sugar content per 100g of dried product is 63-76.3g, and it also contains protein, fat and various vitamins and minerals. Among them, the content of vitamin C ranks first among all kinds of fresh fruits, reaching 300-600 mg per 100 g of fresh jujube meat, and the average utilization rate of human body is 86.3%. Chinese medicine believes that jujube meat is sweet and warm, and has the functions of invigorating spleen and stomach, nourishing qi and promoting fluid production, and can treat spleen and stomach weakness, deficiency of qi and blood, disharmony between camp and health, anemia, palpitation, irritability and dreaminess. The main ingredients of rolled fruit are yam and jujube, which is a veritable medicinal diet.

Sliced ginger fork

It is to peel fresh ginger and stamp it into fine powder, add a certain proportion of alum powder to flour, put it into a basin together, and use cold water to make dough. Another method is to knead dough with water, roll it on a dough rolling machine for five or six times until the flakes are even and smooth, then sprinkle fine starch flour on the flakes, fold them into strips, cut them into rows of forks with a knife, stack the two flakes together, cut them three times in the middle, spread them into single pieces, turn them over, and fry them with warm oil. The fried pork chops are honey-dipped. The method of honey-dipping is to peel fresh ginger, cut it into filaments, boil the shredded ginger with water, then take out the shredded ginger, add white sugar, add caramel and osmanthus fragrans after boiling, continue to boil, then move to low fire, and then fork the fried pork chops into the sweet-scented osmanthus caramel boiled by the shredded ginger for honey-dipping. After honey, the fork is light yellow, which has the characteristics of crisp, sweet and fragrant, and has ginger flavor when eating.

Cream fried cake

Cream fried cake is a nutritious snack variety in Beijing snacks. It uses good flour as raw material, first burns a proper amount of boiling water, then turns to low fire, pours the flour into the pot, and quickly stirs it until the dough turns from gray to white, and when it doesn’t stick to hands, takes it out and dries it into instant noodles. Dissolve the white sugar and vanilla powder with water, stir the appropriate amount of egg liquid in a bowl, add it into the instant noodle several times, and add the cream, sugar water and vanilla powder for the last time, and knead evenly.

Tangerduo

Honey twist is a famous product in Beijing snacks, also known as sugar ear, because it is named after being shaped like a human ear. There is a poem by predecessors: "Ears can be eaten? I often accompany my partner, honey twist, to ask who is good and point to a second bus ahead. " And the note said: "Sugar Ear honey twist is a food made for Qingzhen people. Its raw materials are nothing more than sugar flour and small sugar, which is commonly known as thin."

seasoned flour mush

Noodle tea is a nourishing snack in Beijing. It is made by frying flour in a pot until the color turns yellow and hemp seeds turn brown, adding osmanthus fragrans and bovine bone marrow oil, mixing and rubbing evenly, then putting the evenly rubbed noodle tea in a bowl, adding white sugar, and making it paste with boiling water. Face tea tastes sweet and can be used as breakfast or lunch, which is very popular among the people.

Noodle tea is usually sold in the afternoon among Beijing snacks. There is a poem that says: "When you wake up in the afternoon, you must always add dried ginger and sesame sauce."

Drinking noodles is very particular about how to eat. When eating, you don’t need chopsticks, spoons and other tableware, but you can drink the bowl in circles along the bowl with one hand. I am afraid that non-old Beijingers can’t eat this way.

sanzi twist

Twist with prickly heat is a fine product in Beijing Muslim snacks, which is very popular with the people, and its production is more troublesome. In advance, put alum, alkali, brown sugar and sweet osmanthus in a basin and melt it with warm water, then pour the flour into it and mix it evenly. After mixing, roll it up in long strips for a while, and then pull it into a small dose of 40 grams.

Mix the hemp seeds with boiling water, stick the small dose on the mixed hemp seeds, and crush them into small bar codes with a length of 10 cm in a plate, with 3-4 layers of yards before baking. After cooking, pick up two small strips and crush them into two even long rope strips by hand, fold them back and forth into eight, and knead the two ends together to form a jujube pit or fan shape with two sharp ends and medium size, and fry them until cooked. When frying, the peanut oil in the pan is 50% hot. Take the dough twist, put the blank into the oil pan and swing it back and forth to shape it. When the blank is slightly stiff, fry it in the oil and fry it brown. The twist of prickly heat is brown and yellow in color, crisp in texture, sweet and delicious.

saqima

Saqima is a famous Manchu pastry, and the folklore was handed down by a Manchu general. Because it is good at hunting and convenient to carry, it makes such a cake. Its raw materials are thin strips made of eggs and white flour, fried in oil, and then honey, white sugar and melon seeds are made into golden cake strips. The cake noodles are covered with green and red silk, which tastes sweet and delicious.

Inby

Inby, a snack in Beijing, is loved by men, women and children. Its crispy and oily taste really makes people unable to eat enough. Beijingers eat baked wheat cakes, often like to eat inby, and they must eat inby when drinking bean juice. Inby is an ancient food, and it is troublesome to make it. Because of the low labor efficiency, general restaurants are unwilling to make it, so it is often blocked for a while. When it comes to bombing inby, everyone in Beijing knows that a "handsome king of inby" was originally a "Nanlaishun" employee who died. His skills can’t be compared with those of ordinary people. The fried inby is brown and average in size, especially with the characteristics of fragrance, crispness and crispness. If it is put on the table, it will be broken at the slightest touch, and it will never feel hard.

Tanghuoshao

Tanghuoshao is one of the breakfast snacks that Beijingers often eat. It has a history of more than 300 years, and Dashunzhai’s tanghuoshao is the most famous. Sugar fire is fragrant and sweet, soft and non-sticky, suitable for the elderly. Kiln-oven sesame seed cake was originally a snack in Hebei province, and later it was introduced to Beijing and became a snack in Beijing. It is characterized by making a furnace out of a cylinder, and baking the biscuit green body directly on the cylinder wall.

Toad spits honey

Bean-filled sesame seed cake is a common variety of snacks in Beijing, which is named because it is filled with bean paste. In the baking process, because there is a natural opening on the side of the sesame seed cake, the bean paste is spit out and hung on the side of the sesame seed cake, so people call this kind of sesame seed cake toad spitting honey.

Pea Cake

A seasonal delicacy in Beijing in spring and summer. Originally a folk snack, it was introduced into the court. The official pea yellow, made of fine white peas, is light yellow in color, delicate and pure, melts in the mouth, tastes sweet, cool and refreshing. Famous for Cixi’s love of food. Its preparation method is that peas are ground, peeled, washed, boiled, fried in sugar, coagulated and cut into pieces. Traditionally, it is also embedded with jujube meat. Fangshan restaurant is the most famous one.

(Pictures and texts are organized from the network)