"Foshan housing provident fund extraction management measures"

Implemented on March 1, 2024.

Repayment of principal and interest of house purchase loan can be withdrawn once a month.

(Related links) If the repayment of principal and interest withdrawal business has been successfully declared before March 1, 2024, the original agreement shall be terminated first, and then the withdrawal account shall be renewed. When reporting, you can choose the withdrawal frequency that needs to be changed, such as monthly. For the first withdrawal of repayment of principal and interest after March 1, 2024, you can choose to withdraw on a monthly basis when applying.

Minghu Park. Hong haishe

Let’s learn how to handle it together.

Extraction of principal and interest of housing provident fund for repayment of house purchase loan

01

Scope of acceptance

(a) the first extraction of housing

1. The applicant is a paid employee in this city and his personal account has not been cancelled.

2. Withdraw the applicant and his/her spouse to use the housing loan to purchase owner-occupied housing in Chinese mainland during the marriage.

3. The location of the house to be purchased shall be the domicile of one of the applicant’s husband and wife or the place where the housing provident fund is paid.

4. Failing to apply for the loan repayment business of housing provident fund in this Municipality (hereinafter referred to as the loan repayment with provident fund), or using portfolio loans to purchase houses in this Municipality and having applied for the loan repayment with provident fund, after the loan repayment with provident fund, there is still a balance in the personal account and the withdrawal amount has not been completed.

5 housing provident fund has been paid off in loans overdue.

(2) Re-extraction of the house (i.e., extension of the withdrawal account)

Long press to identify the QR code below.

"Re-extraction of the same house for housing provident fund"

(three) to extract the repayment interest part of the principal and interest of the house purchase loan.

1. The extracted house is registered with the information of house purchase loan;

2. The property right of the house has not changed;

3 housing provident fund has been paid off in loans overdue.

02

Required materials

1. Extract the applicant’s ID card (employees with non-resident ID cards provide certificates for deposit registration, and online declaration is free);

2. Withdraw the applicant’s own bank account (see note 2);

3. Letter of Commitment for Withdrawal of Housing Provident Fund (Power of Attorney);

4. Property right certificate (before the property right certificate is issued, provide the house sales contract filed by the real estate administrative department);

5. Purchase invoice;

6. Loan contract;

7. Marriage certificate (if the owner-occupied house is purchased during the marriage [after marriage] and only one person’s name is registered in the title certificate, the spouse [the party without registered property rights] must provide it when reporting for withdrawal; If you buy a self-occupied house in a different place, you must provide it to extract the applicant’s spouse’s account or deposit it in the local house for extraction);

8. Household registration book (if the owner-occupied house is purchased in different places, the extractor’s household registration book is located at the location of the house, and the applicant’s household registration book is provided; Extract the applicant’s spouse’s household registration in the location of the house, and provide the household registration book of the applicant’s spouse; Non-off-site purchase of self-occupied housing is not required);

9. Proof of repayment interest (the loan repayment interest certificate issued by the bank shall be provided when the interest part is extracted. The certificate must include the lender’s name, ID number, total loan amount, loan address, whether the loan has been paid off, the total loan repayment interest and other information; Apply for housing provident fund loans in this city, do not need to provide proof of interest on provident fund loans. )

Description of application materials:

1. The application materials provided shall be original; Authorized by the extraction applicant, the provident fund center obtains the information of application materials through information sharing, and the extraction applicant does not need to provide corresponding paper materials. If the business is handled offline, after the business is completed, all other materials will be returned on the spot and will not be collected, except for the Letter of Commitment on Housing Provident Fund Withdrawal (Power of Attorney).

2. Bank account

The provident fund center shall pay the withdrawal funds by bank transfer, and the withdrawal funds shall be transferred to the bank account in my name agreed by the provident fund center and the withdrawal applicant. The bank account provided by the withdrawal applicant must be valid without setting transfer restrictions, and the account information must be accurate and complete. The bank account can be a debit card or a current passbook of any of the following banks: China Construction Bank, China Industrial and Commercial Bank, China Bank, China Agricultural Bank and Shunde Rural Commercial Bank, or a social security card with financial account function. When the withdrawal amount is more than 10,000 yuan, the bank account provided must be a first-class account.

03

Processing time limit

(1) Time limit for commitment processing: 3 working days, and 7 working days for the first purchase of a house in a different place. The time required for investigating and verifying the behavior of employees and the authenticity of certification materials from relevant departments is not counted in the time limit for processing.

(two) under normal circumstances, the city’s housing will be reported immediately.

(3) Time limit for extraction:

1. The applicant for withdrawal shall apply during the loan repayment period, and monthly withdrawal is allowed during the loan repayment period, and each withdrawal shall be one month or more apart; After the loan is settled, if the house has not been sold and the amount has not been withdrawn, you can apply for withdrawal once within one year after the settlement.

2. If the applicant meets a variety of housing consumption situations at the same time, only one situation can be used to apply for extraction. If the applicant applies for withdrawal with the same housing consumption situation (repayment of the principal and interest of the house purchase loan), each withdrawal shall be at least one month apart.

(4) After the successful renewal of withdrawal remittance, the remittance can only be made after the last remittance time reaches the withdrawal interval, and the automatic remittance is made at the same time. Before each withdrawal remittance, it will be reviewed again to confirm whether it meets the withdrawal remittance requirements. After the approval, the withdrawal funds will be transferred to the bank account provided by the drawer within 3 working days (if it is postponed on Saturday, Sunday or holiday).

04

Handling procedure

(a) the first extraction of housing

1. Online processing

(1) Website of Foshan Housing Provident Fund Management Center

Declaration process: log on to the website of Foshan Housing Provident Fund Management Center → click on "Personal Online Service Hall (Entrance)" → The employee himself will log on to the personal online hall by SMS or face recognition → click on "I want to handle it" → click on "Personal Extraction" → click on "Repaying the principal and interest of the housing loan" → click on "Next" to enter the declaration page. For specific operation instructions, please log on to the website of Foshan Housing Provident Fund Management Center-Service Guide.

Long press to identify the QR code below.

Operation Manual and Demonstration of Personal Netroom

Inquiry progress: log on to the website of Foshan Housing Provident Fund Management Center → click on "Personal Online Service Hall (Entrance)" → The employee logs on to the personal online hall by SMS or face recognition → click on "I want to inquire" → "Extraction" → "Personal extraction business" to inquire about the business status and audit results (reasons for returning the products).

If the Audit Result is not fully displayed, you can move the mouse to the content of the Audit Result, and the detailed audit result will be displayed. You can also move the mouse to the right of the Audit Result column and drag the column length to the right to make it fully displayed. Or use the export data button at the bottom of the interface to download the business information of the interface to the local area for viewing through excel. It is recommended to log in with Google Browser.

(2) "Foshan Provident Fund" WeChat WeChat official account

Declaration process: Go to the WeChat WeChat official account of Foshan Provident Fund → Click on "Service" → Click on "Personal Online Service" → The employee will log in by SMS or face recognition → Click on "Business Hall" → Click on "Repaying the principal and interest of the house loan" → Click on "I want to withdraw" to enter the declaration page. For specific operation instructions, please visit the website of Foshan Housing Provident Fund Management Center-Service Guide-Online Operation Guide.

Long press to identify the QR code below.

Personal WeChat Operation Manual and Operation Demonstration

Inquiring about the progress: Go to the WeChat WeChat official account of Foshan Provident Fund → click on "Service" → click on "Personal Online Service" → The employee will log in by SMS or face recognition → click on "Extract" under the "I want to inquire" column on the home page → click on "Personal Extraction Business" to inquire about the business status and audit results (reasons for returning items).

If the "Audit Result" is not fully displayed, you can select the corresponding business and click "View Details".

2. Offline processing

Submit the application for materials-accept the review-get the results.

(2) Re-extraction of the house (i.e., extension of the withdrawal account)

Long press to identify the QR code below.

"Re-extraction of the same house for housing provident fund"

(three) to extract the repayment interest part of the principal and interest of the house purchase loan.

1. Online processing

(1) Website of Foshan Housing Provident Fund Management Center

Log on to the website of Foshan Housing Provident Fund Management Center → Click on "Personal Online Service Hall (Entrance)" → Employees will log on to the personal online hall by SMS or face recognition → Click on "I want to handle it" → Click on "Housing Information Maintenance" → Select the house that needs to increase loan interest, click on "Add Loan Interest" to enter the declaration page → Select "House Identification Type" and improve the housing information → Check the type of loan interest that needs to be added → Enter. (The processing progress can be found in "House Information Maintenance" → "Maintenance Records". )

For specific operation instructions, please visit the website of Foshan Housing Provident Fund Management Center-Service Guide-Online Operation Guide-and check the Operation Manual and Operation Demonstration of Personal Netroom.

Long press to identify the QR code below.

Operation Manual and Demonstration of Personal Netroom

Portfolio loans, can also declare the new provident fund loan interest and commercial loan interest; Apply for housing provident fund loans in this city, do not need to provide proof of interest on provident fund loans. After the successful interest increase, if the withdrawal agreement has expired, it is necessary to apply for a second withdrawal of the house (withdrawal and transfer renewal).

(2) "Foshan Provident Fund" WeChat WeChat official account

On the WeChat WeChat official account of Foshan Provident Fund → Click on "Service" → Click on "Personal Online Service" → The employee logs in by SMS or face recognition → Click on "Business Hall" → Click on "Housing Information Maintenance" → Select the house that needs to increase the loan interest, and click on "Add Loan Interest" to enter the declaration page → Select "Housing Identification Type" and improve the housing information → Select the type of loan interest that needs to be added. (The processing progress can be found in "House Information Maintenance" → "Maintenance Records". )

For specific operation instructions, please visit the website of Foshan Housing Provident Fund Management Center-Service Guide-Online Operation Guide-and check the Personal WeChat Operation Manual and Operation Demonstration.

Long press to identify the QR code below.

Personal WeChat Operation Manual and Operation Demonstration

Portfolio loans, can also declare the new provident fund loan interest and commercial loan interest; Apply for housing provident fund loans in this city, do not need to provide proof of interest on provident fund loans. After the successful interest increase, if the withdrawal agreement has expired, it is necessary to apply for a second withdrawal of the house (withdrawal and transfer renewal).

2. Offline processing

Submit the application for materials-accept the review-get the results.

05

Handling procedure

(1) Offline handling

Original title: "It is related to your provident fund withdrawal, and the latest and most complete handling guide is coming."

Read the original text

The State Council Joint Prevention and Control Mechanism held a press conference on the afternoon of March 15th to introduce the situation of promoting vaccination in COVID-19. Let’s pay attention together!

About vaccination

By March 14th, 64.98 million people had been vaccinated with Covid-19 vaccine.

At present, all localities are promoting vaccination safely, orderly and vigorously. As of March 14th, 64.98 million people have been vaccinated with Covid-19 vaccine. At present, vaccination is being organized and implemented according to the principle that key groups, high-risk groups and other groups are promoted in order, and the coverage rate of vaccine population in Covid-19 is steadily improved.

If you miss the centralized inoculation, you can replant at the local inoculation unit nearby.

At present, most of the vaccinated people in various places involve key industries and places, mainly relying on their units to organize centralized vaccination, and some temporary vaccination points have been added in places where the target population is concentrated. If individual target population fails to participate in centralized vaccination due to personal reasons, they can also replant at the nearest inoculation unit, but they should contact the inoculation unit in advance or make an appointment in advance according to the requirements of the local health administrative department, disease control institution or inoculation unit. If you have questions about vaccination in Covid-19, you can ask the local health administrative departments, disease control institutions and vaccination units through online or telephone consultation.

Vaccination of high-risk groups such as the elderly and patients with basic diseases should be arranged according to the progress of vaccine research and development.

The vaccination of high-risk groups mainly includes the elderly and patients with basic diseases. At present, the data of clinical trials on the protection effectiveness of this group of people are not enough, so the vaccination work of this group of people needs to be arranged according to the progress of vaccine research and development. After the clinical trials have obtained sufficient data on safety and effectiveness, large-scale vaccination of relevant people will be carried out in time.

COVID-19 vaccine is usually separated from other vaccinations for at least two weeks.

Usually, the interval between COVID-19 vaccine and other vaccinations should be at least two weeks, but in some special cases, such as animal bites or trauma, rabies vaccine or tetanus toxoid should be vaccinated at this time. In this case, it is not recommended to vaccinate at the interval of two weeks, and rabies vaccine or tetanus vaccine can be given priority regardless of the interval.

It is recommended to seek medical advice in time when you encounter suspected adverse reaction symptoms after vaccination.

Vaccine is a foreign antigen to human body. There will be some adverse reactions after vaccination, but most of them are general reactions, which means that these reactions can heal themselves without treatment, but sometimes they will encounter suspected adverse reactions after vaccination, and the symptoms may be slightly worse. At this time, it is recommended that the recipients seek medical treatment in time. In this process, if the clinician suspects that it is caused by the vaccine, he will report it, and then he will do relevant investigation and diagnosis.

The best way to prevent COVID-19 is to vaccinate.

From the analysis of infection risk, although the epidemic situation in China is generally stable, there are still risks of epidemic import and local epidemic. For the vast majority of people, if there is no immunity against Covid-19, they may get sick, and some people may be more serious after getting sick. Therefore, the best way to prevent COVID-19 is to vaccinate. Vaccination can effectively protect individuals and people, and vaccination can reduce infection rate, severe illness rate and death rate.

About vaccine research and development and circulation

At present, 17 COVID-19 vaccines have entered the clinical stage in China, and 4 vaccines have been conditionally approved.

At present, 17 COVID-19 vaccines have entered the clinical stage in our country, four of them have been approved with conditions, and the other three technical routes are basically in the third phase of clinical practice or will enter the third phase of clinical practice immediately. Clinical trials need to obtain sufficient clinical research data. Once sufficient data is obtained to prove that it meets the efficacy of the scheme design and has acceptable safety data, the applicant can apply to National Medical Products Administration for listing, and National Medical Products Administration will organize the review at the first time to ensure the safe and effective vaccine to be listed as soon as possible.

The four Covid-19 vaccines are divided into two technical routes.

There are three inactivated vaccines, one is adenovirus vector vaccine. Inactivated vaccine is actually a vaccine prepared by a series of purification techniques after the live virus is inactivated by physical and chemical methods. Its main feature is that the composition of the vaccine is similar to that of the natural virus, which is the closest. Usually, the immune response is also strong and has good safety. Its vaccine is relatively stable, it can be stored for two to three years at 2-8 degrees for a long time, and it is convenient to transport and use in remote places. It is immunized with two needles. Adenovirus vector vaccine, China adopts adenovirus type 5 as the vector, introduces Covid-19 antigen gene, and makes live vector vaccine through bioreactor. The preparation process is relatively simple, and the cost is relatively low, because it is mainly developed on the basis of the original platform of Ebola vaccine of adenovirus type 5 in our country. This vaccine can not only induce the production of good neutralizing antibodies, but also has a feature of enhancing cellular immunity. The adopted immunization program is one-shot immunization. One-shot immunization is really convenient for some special emergency groups.

The whole process of vaccine control can be traced back to the source and the destination.

In terms of tracking the flow direction, the state has established a national electronic traceability collaborative platform for vaccines, and all localities report the required information to the platform in a timely and accurate manner, so that the vaccine can be traced throughout the process, and the source and destination of the vaccine can be traced. In terms of the safety management of vaccine circulation and use, CDC and vaccination units strictly control the entry and exit of vaccines, and regularly monitor and record the temperature of vaccines in Covid-19 during storage and transportation to ensure the safety of storage and transportation.

Influence of Covid-19 Mutant on Vaccine

At present, it is not found that Covid-19 mutant significantly affects the protection rate of COVID-19 vaccine listed in China.

At present, it has not been found that the mutant strain from Covid-19 has a significant impact on the protection rate of COVID-19 vaccine conditionally listed in China. R&D enterprises all use vaccine immune serum to test and evaluate the cross neutralization ability of several mutant strains collected at present, and the latest report has not found that the neutralization activity of inactivated vaccine and recombinant protein vaccine on mutant strains, including South African strains, has obviously decreased, so it is necessary to follow up and study.

Take measures to deal with the influence caused by virus mutation

In order to effectively deal with the impact of virus mutation, on the one hand, we should closely monitor and monitor in real time, collect it as soon as possible after discovery, and then measure it after collection, so as to find out the impact of Covid-19 mutant on the vaccine in time. On the other hand, strengthening the platform construction of vaccine research and development, through the deployment of five technical routes, China has established a very strong vaccine research and development platform. At the same time, we will actively study a new generation of vaccines, and once the immune effect of vaccines disappears or is greatly reduced due to virus mutation, we can develop vaccines for mutant strains in the shortest time.

remind

Ministry of Culture and Tourism: The proportion of receptionists such as entertainment places in areas with low epidemic risk is no longer subject to uniform restrictions.

Recently, the Ministry of Culture, Tourism and Tourism issued the Notice on Further Strengthening the Prevention and Control of Normalized Epidemic Situation in Performance Places, Internet Service Places and Entertainment Places such as theaters. In areas with low risk of epidemic situation, the proportion of consumers in performance places, Internet Service Places and Entertainment Places such as theaters is no longer subject to uniform restrictions, and the party committees and governments of all provinces (autonomous regions and municipalities) will take control according to the local epidemic prevention and control situation. To hold large-scale commercial performances, it is necessary to strengthen communication and coordination with public security departments, and appropriately control the number of people according to local epidemic prevention and control requirements.

Read in detail: Notice on further strengthening the prevention and control of normalized epidemic situation in theaters and other performance venues, Internet service places and entertainment places.

The earth is our common home. However, with the continuous increase of human activities, problems such as environmental pollution and waste of resources have become increasingly prominent. In order to protect our beautiful earth, everyone needs to make efforts. Here are ten simple and practical environmental protection methods. Let’s take action from now on and contribute to the earth.

First, save water

Water is one of the most precious resources on the earth, but fresh water resources are very limited. In order to protect water resources, we can turn off the tap, repair the leaking water pipes, collect rainwater for irrigation and so on. Through these measures, we can ensure the sustainable utilization of water resources.

Second, energy conservation and emission reduction

Power consumption is one of the main causes of environmental pollution. In order to save energy and reduce emissions, we can turn off unused electrical appliances and lights, and use energy-efficient household appliances and LED lights. In addition, we can also choose green energy sources, such as solar energy and wind energy, to reduce our dependence on traditional energy sources.

Third, reduce the use of plastics

Plastic products are one of the main culprits of marine pollution. To solve this problem, we can bring our own shopping bags, use reusable water bottles and tableware, and avoid using disposable plastic bags and plastic products. By reducing the use of plastics, we can protect the marine ecosystem and the living environment of wild animals.

Fourth, garbage classification

Garbage sorting is one of the important measures of environmental protection. By studying and observing the local garbage classification regulations, we can ensure that the waste is treated and recycled reasonably. This can not only reduce environmental pollution, but also create economic value.

V. Encourage recycling.

Recycling is an effective way to reduce waste. We can donate or exchange items that are no longer needed, choose to buy second-hand items or participate in the sharing economy. By recycling, we can make things play a greater role and reduce the demand for natural resources.

Sixth, green travel

Traffic congestion and air pollution are one of the main problems facing cities. In order to solve this problem, we can choose green modes of travel, such as walking, cycling or using public transport. By reducing the use of personal vehicles, we can reduce air pollution and traffic congestion, exercise and improve our health.

VII. Supporting sustainable development

Sustainable development is the key to solve environmental problems. We can choose to buy environmentally certified products and support those enterprises and brands that adopt sustainable production methods. By supporting sustainable development, we can promote the green transformation of economy and promote the sustainable development of society.

VIII. Protecting Natural Resources

Natural resources are one of the most precious wealth on the earth. In order to protect natural resources, we can not cut down trees indiscriminately, protect forests and wetlands and maintain ecological balance. By protecting natural resources, we can ensure the biodiversity and ecosystem stability on the earth.

Nine, participate in environmental protection activities

Participating in environmental protection activities is one of the effective ways to improve environmental awareness. We can join or organize environmental protection volunteer teams to participate in environmental protection activities such as cleaning up parks, beaches and streets. By participating in environmental protection activities, we can deeply understand the seriousness of environmental problems, and at the same time, we can make like-minded friends and jointly contribute to the earth.

Ten, improve environmental awareness.

Improving environmental awareness is the key to solving environmental problems. We can improve our own and others’ awareness and attention to environmental protection through education, publicity and social media. By raising the awareness of environmental protection, we can let more people join the environmental protection cause and work together for the bright future of the earth.

Source: Huawei Browser-Qingfeng Social Life

disclaimer

This article was transferred from other public platforms and published by "Gaolan Home for Women and Children" WeChat. The main purpose is to share information. The copyright belongs to the original author. The content is for reference only. If there is any infringement of your rights or copyright, please inform us in time and we will delete it within 24 hours.

Continue to slide to see the next touch to read the original text.

Gaolan women and children’s home slides up to see the next one.

Original title: "Ten simple and practical environmental protection methods-let’s contribute to the earth together"

Read the original text