Job hunting is not successful, and the training loan scam needs to be rectified urgently.
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On the Internet complaint platform, complaints about training loans are endless. Many job seekers fall into this trap, not only fail to find a job, but also pay back the loan on time, which is miserable. In this regard, professionals remind that the job itself does not require any fees, and in the process of job hunting, if you need training and apply for loans, you must be cautious.
Nearly a year after graduation, Zhang Haoyu not only failed to find a job, but also got a loan, paying back 1,200 yuan a month, which has not been paid off yet.
"In the beginning, this company invited me to an interview. After the interview, I said that I had no work experience and wanted to train me. As a result, not only did my work fail, but I was also fooled into running a training loan. " Recently, Zhang Haoyu told the reporter of Workers Daily about his experience of training loan.
The reporter’s investigation found that Zhang Haoyu was far from the only job seeker caught in the training loan scam. Some institutions take "guarantee employment", "get high salary" and "refund fees if you can’t find a job" as gimmicks to induce job seekers to borrow money from lending institutions for pre-job training. Many job seekers fall into this trap because they are eager to find a job.
Called recruitment, it actually induces job seekers to borrow money.
In July 2022, after graduating from a vocational and technical college in Jiangxi, Zhang Haoyu planned to find a job in Chongqing. At the end of the month, he received a phone call from a software company in Chongqing inviting an interview. "I didn’t send my resume to this company, but I thought I hadn’t found a job yet, so I went to see it."
During the interview, the recruiter of the company said that Zhang Haoyu was inexperienced and needed training before he could recommend him a job, and promised to get a job after training. Persuaded by the recruiter, Zhang Haoyu signed the Training Agreement with the company, accepted the training for three months, and borrowed 19,800 yuan through an installment loan platform to pay the training fee.
The reporter saw in this Training Agreement that the company claimed to be a professional technical company engaged in the field of software testing, with a strong expert technical team and extensive employment resources for enterprises, focusing on providing software testing consulting and training for enterprises and providing customized software testing personnel training. The training content is to improve the skills in the direction of software testing, as well as to cultivate the ability of expression, communication and interview.
During the training, Zhang Haoyu found that the training content of the company was seriously inconsistent with the publicity. Not only was there no practical training, but the teaching content could also be found online. "The so-called recommendation work is just to forward online recruitment information. Even the teaching staff falsely filled in the work items and work experience that they did not participate in to improve the quality of resumes, thus defrauding interview opportunities. "
The reporter learned that to carry out skills upgrading training, it is necessary to obtain school qualifications. After consulting the relevant departments, Zhang Haoyu learned that the company has not obtained the corresponding qualification for running a school. He realized that the company was called recruitment, but what it actually did was to train and induce job seekers to borrow money.
It is a routine to get a job and get a high salary.
The reporter searched on the black cat complaint platform and found that many job seekers complained about the software company, reflecting that after inviting interviews in the name of recruitment, they tricked job seekers into handling training loans.
The reporter noted that the Training Agreement stipulates that the company provides employment recommendation services for students who have completed the training and met the graduation standards. 80 working days after the trainees become qualified graduates, if the company fails to fulfill the agreement, resulting in the trainees being unable to find employment, 50% of the tuition fees will be refunded; After 120 working days after the trainees become qualified graduates, if the company fails to fulfill the agreement, resulting in the trainees being unable to find employment, the remaining 50% of the tuition fees will be refunded.
It has been more than half a year since the end of the training, but Zhang Haoyu still hasn’t found a job, but the company refused to refund the training fee. He also contacted the lending platform to ask for a refund, and the platform said that it was looking for a refund from the training company. At present, Zhang Haoyu pays back 1,200 yuan a month, which will be paid back in July this year.
The reporter learned that there are still many people who are caught up in training loans if they fail to find a job. In May 2022, job seeker Xia Chenfei trained in an institution in Nanjing for three months. The agency claims that after the training, it will be employed with high salary, and if it has not been employed for 3 months, the full tuition fee will be refunded. As a result, Xia Chenfei borrowed 18,000 yuan in tuition fees from the agency. What he didn’t expect was that the training content was "watery" and it didn’t help much to find a job. Xia Chenfei contacted the agency for a refund and was rejected by the agency.
In addition, the media in Changsha, Xi ‘an, Wuhan and other places have also reported that local enterprises have a scam of "recruiting and changing training".
Based on the complaint information of many job seekers, the reporter sorted out the routine of this kind of training loan: on the grounds that job seekers have insufficient work experience, they are recommended to receive pre-job training, and job seekers are required to borrow 10,000 yuan from designated lending institutions to pay for training expenses. After the training, it is often difficult for these institutions to fulfill their promises, or the recommended work is far from their promises, which leads to job seekers not achieving employment, but also falling into the "trap" of borrowing.
It is suggested that multi-departments should cooperate to strengthen supervision.
Some psychological analysts pointed out that the "recruiting and training" routine is a scam to take advantage of the weak psychology of job seekers. Recruiters will use words such as "pre-job training can help you get started quickly" and "better career prospects" to make job seekers feel that the starting point and solution of the interview unit is to help him, and after doing so, there will be high income, and then they will gradually unload their defenses, fall into a psychological game in which training fees are compared with future high salary and opportunities, gradually lose their minds and eventually fall into this psychological trap.
Then, is the agreement signed by both parties valid, and can job seekers ask for a refund?
In this regard, lawyer Zhang Zhiyou, a partner of Beijing Fumao Law Firm, said that if an enterprise signs a contract with a job seeker by deception, the contract itself is fraudulent, and the job seeker can bring a lawsuit to the court or file an arbitration with an arbitration institution within one year after knowing that he has been defrauded, requesting that the training contract be revoked according to law. After the training contract is revoked according to law, the job seeker can ask the training institution to refund the training fee.
"As for the loan problem, since most job seekers use real identity loans and are required by training institutions to sign the" Informed Consent for Tuition Stages ",it can be said that it is a normal loan contract, and it is difficult to cancel this contract." Zhang Zhiyou said.
Liu Junhai, a professor at the Law School of Renmin University of China, pointed out that according to the provisions of the Labor Contract Law, an employer may not ask the employee to provide a guarantee or collect property from the employee in other names. Therefore, the job itself does not require any fees. In the process of job hunting, if you need training and apply for training loans, you must be cautious, verify whether there is a legal basis for charging, and pay attention to retaining relevant materials.
In Liu Junhai’s view, the training loan trap persists, exposing loopholes in supervision and management. He suggested that a multi-sectoral supervision mechanism should be established to coordinate law enforcement, and institutions that carry out training loans should be punished and cracked down, so as to enhance the supervision deterrent and purify the market environment for online recruitment.
(Some interviewees are pseudonyms)