A long article and dozens of words are the key words of real estate topic these days.

　　On December 20th, Minister of Finance Xiao Jie published the article "Accelerating the Establishment of Modern Financial System" in People’s Daily. The article mentions that the legislation and implementation of real estate tax should be promoted according to the principle of "legislation first, full authorization and step by step". Real estate tax shall be levied on industrial and commercial real estate and individual housing according to the assessed value, and the tax burden of construction and transaction links shall be appropriately reduced, and a perfect modern real estate tax system shall be gradually established.

　　The just-concluded Central Economic Work Conference also pointed out that it is necessary to improve the long-term mechanism to promote the stable and healthy development of the real estate market, maintain the continuity and stability of the real estate market regulation policies, distinguish the central and local powers, and implement differentiated regulation. As a result, the topic of real estate tax has been hotly debated again.

　　How to "collect" real estate tax according to the assessed value?

　　In the discussion on the landing of real estate tax, a new signal conveyed by the above article is that "industrial and commercial real estate and individual housing are subject to real estate tax according to the assessed value". The so-called evaluation value refers to the market evaluation value of the house, not the original value of the house (that is, the price at the time of purchase).

　　Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that from the above statement, "collection according to the evaluation value" is a tax on the housing holding link, which will be based on the original value and existing value of the house, and take into account the real estate market. The environment and the value of similar properties around it are systematically evaluated, and then the corresponding tax share is obtained.

　　"In other words, the more the assessed value is collected, the smaller the assessed value is, which is in line with the principle of taxation in the holding link." Yan Yuejin believes that the positive answers to questions such as how to collect real estate tax indicate that the reform of real estate tax is accelerating.

　　The way of taxation has been determined, but how to carry out housing valuation is still a concern of many people. Owners may worry that the price of the house they bought before is low. If it is valued at the market value after the price increase, what impact will it have?

　　"There will be a set of specific and professional evaluation methods." Jia Kang, member of Chinese People’s Political Consultative Conference and chief economist of Huaxia Institute of New Supply Economics, said that the tax base evaluation of real estate tax has mature experience, and the general idea of collection is relatively clear, but it is still too early to discuss many details.

　　Yan Yuejin believes that the real estate tax levy will consider the evaluation value included in the scope of taxation, and there may be some deductions at this time. For ordinary people, considering the need for replacement and living in different places, housing holding similar to ordinary people is actually not a big problem, and it will not even be included in the scope of taxation. For those who hold multiple houses, the possibility of taxation is expected to be great.

　　In addition, what is the realistic basis of the method of "collecting real estate tax according to the assessed value" is also a concern of the real estate industry at present. Dong Fan, director of the Real Estate Research Center of Beijing Normal University, participated in the counseling and examination of the first batch of real estate appraisers in China. In his view, it is still debatable whether the current real estate appraisal force can support the real estate taxation work.

　　Dong Fan said that because the real estate is single and each house is different, the tax price must be calculated separately. At present, there are at least 300 million houses in cities in China, but there are only about 30,000 real estate appraisers. "If taxation is an annual levy, if it is assessed once a year, how many sets will each person have to assess? To evaluate 10,000 sets. " In his view, the current technical force can not meet the objective requirements of the full levy of real estate tax.

　　With strong local characteristics, how does the real estate tax go through the legal road?

　　It is worth noting that real estate tax will not be levied immediately, but must go through a series of legislative procedures first. Xiao Jie also pointed out in the above article: Strive to complete all legislative procedures in 2019, and complete the reform task of "implementing the statutory principle of taxation" in 2020.

　　Previously, in the National People’s Congress Standing Committee (NPCSC)’s legislative work plan for 2017, the real estate tax law was also included in the preparatory and research demonstration projects. However, the road to real estate tax statutory is not easy.

　　Dong Fan said that although the Ministry of Finance participates in the legislative work of real estate tax as the competent department, the ultimate leading authority of this legislative work lies in the National People’s Congress; If housing is included in the object of real estate tax collection, there is a fatal flaw in jurisprudence, because the public ownership of land leads to the fact that real estate cannot be a complete private property, so the conditions are not mature.

　　Zhu Weiqun, a professor of public school of economics and management at Shanghai University of Finance and Economics, said: "It is established to fully implement the statutory principle of taxation by 2020, but it is also very difficult, and the legislation of real estate tax is the most difficult of all taxes. In his view, although the landing of real estate tax is the future direction, because it involves thousands of households, the landing method is likely to be implemented in stages, regions and differences.

　　"The real estate tax is likely to be a local tax, and the tax rates in different places are not exactly the same. The tax elements such as the scope of taxation and the object of taxation, as well as the details of tax reduction and exemption may also have regional characteristics." Zhu Weiqun said.

　　When talking about promoting and improving the reform of the local tax system, the above article also mentioned that to expand the local tax power, under the premise of unified legislation and tax levy power of the central government, according to the characteristics of taxes, the local tax management authority should be appropriately expanded through legislative authorization, and the local tax management authority is mainly concentrated at the provincial level.

　　Jia Kang believes that a clear expression and trend at present is to fully empower local governments. "After authorization, places can distinguish the situation, not quick march together, but can be implemented step by step."

　　From the experience of foreign countries, most of the real estate tax is also one of the main financial resources of local governments. Zhu Weiqun believes that if we refer to this experience, it is objectively required that the real estate tax should be linked to the fiscal expenditure of the grass-roots government, and reasonable expenditure should be used to lead the future real estate tax reform, and the tax reform should be discussed from the perspective of the interconnection of revenue and expenditure of local governments, rather than tax reform.

　　"Behind the tax issue is expenditure, and reasonable expenditure determines reasonable taxation." Zhu Weiqun said that without the statutory constraints on fiscal expenditure, it is impossible to fundamentally solve the tax problem.

　　Jia Kang also believes that the reform of the fiscal and taxation system is a necessary option in the supporting measures for real estate tax landing. "The reform process of real estate tax must be well coordinated with other reforms. It is not enough to emphasize the importance of this."

　　Beijing, December 21st

　　The People’s Daily APP is the first choice for many users to watch news on their mobile phones. Many users miss the layout of paper newspapers. In fact, we can set it as a newspaper page. Students who can’t learn it quickly come and see this tutorial to ensure that you can learn it easily after reading it!

　　People’s Daily View Newspaper Page Tutorial

　　1. Open People’s Daily and click the People’s Daily icon in the upper left corner.

　　2. You can view the newspaper page of the day. Click the icon at the bottom to select the date.

　　3. Select the viewing date to open the corresponding newspaper page.

State, city, county, District People’s governments, provincial committees, offices, departments and bureaus:

The "Several Policies and Measures on Steady Growth in 2022" are hereby printed and distributed to you, please implement them conscientiously.

Yunnan Provincial People’s Government

January 28, 2022

(This piece is publicly released)

Some policies and measures for steady growth in 2022

In order to implement the spirit of the Central Economic Work Conference and the Economic Work Conference of the Provincial Party Committee, coordinate the prevention and control of the COVID-19 epidemic (hereinafter referred to as the epidemic) and economic and social development, coordinate development and safety, adhere to the principle of stability and strive for progress, earnestly accomplish the objectives and tasks of economic development throughout the year, closely follow the theme of high-quality leap-forward development, take supply-side structural reform as the main line, strengthen and improve economic operation regulation, maintain economic operation in a reasonable range, and maintain overall social stability, the following policies and measures are formulated:

First, go all out to prevent and control the epidemic.

(1) Implement strict prevention and control measures. Adhere to the prevention and control strategy of "external defense input, internal defense rebound, and strict prevention of external communication", comprehensively compact the "four-party responsibility", and strengthen the measures of "blocking, clearing, preventing, ensuring and carrying". Improve and perfect the system and mechanism of border defense, continue to compact the responsibility of the five-level secretary to guard the border and the five-level section chief to guard the border, speed up the construction of technical defense facilities and "smart borders", improve the management and protection mechanism, and firmly hold the bottom line of not gathering epidemics and not spreading outside the province.(Lead unit: Office of the Provincial Leading Group for Response to Epidemic Situation, Provincial Development and Reform Commission, Provincial Public Security Department)

(2) Accurately prevent and control normalization. Accelerate the improvement of prevention and control capabilities and improve the accuracy, timeliness and effectiveness of prevention and control. Strictly implement the prevention and control measures for key places and key populations, fully implement the "four early" measures, and ensure the timely realization of "dynamic zero clearing". Continue to improve the conditions of medical and health infrastructure in border counties and cities, and strengthen the prevention of mutant strains. Strengthen regional investigation, strictly control the export gateway, strengthen the control of port cities, border areas and people, control the access channels of border counties and cities, and quickly and effectively block the epidemic transmission chain. When carrying out major promotions and other activities in various places, it is necessary to strictly implement the prevention and control measures for normalized epidemics.(Lead unit: Office of the Provincial Leading Group for Response to Epidemic Situation)

(3) Make emergency response plans. We will promote the war epidemic, protect people’s livelihood and ensure stability, improve the multi-point trigger monitoring and early warning mechanism, optimize the emergency plan for epidemic prevention and control, control the sudden epidemic to a minimum, and minimize the impact of the epidemic on normal production and life. Continuously improve the ability of flow tracing, nucleic acid detection, medical treatment and emergency disposal. We will implement relevant policies to support Ruili City and 374 border administrative villages, and earnestly do a good job in people’s livelihood, employment, supply and price stability in key areas for epidemic prevention and control.(Lead unit: Office of the Provincial Leading Group for Response to Epidemic Situation, Provincial Development and Reform Commission)

Second, actively expand effective investment

(4) increase the efforts of the central government to win funds. Actively strive for the support of the central government, strive to do a good job in the declaration and issuance of special bonds and general bonds, and co-ordinate all kinds of funds of about 200 billion yuan, focusing on the construction of major projects.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance)

(five) increase investment in the provincial budget. We will allocate 5 billion yuan for capital construction investment in the provincial budget, which will be mainly used for major projects that are included in the national and provincial "14th Five-Year Plan", focusing on construction tasks such as development along the China-Laos Railway, protection of key river basins such as Chishui River, construction of high-standard farmland, "Revitalizing Water and Moisturizing Yunnan" project, infrastructure construction and recycling transformation of industrial parks, digital economy, urban renewal and aging renovation of municipal pipelines, and follow-up support for ex situ poverty alleviation and resettlement areas.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance)

(VI) Comprehensively improve the quality of pre-project work. At the beginning of 2022, a total of 500 million yuan of provincial budgetary funds in 16 States and cities were earmarked for the preliminary work of major projects. Arrange 300 million yuan for the preliminary work in the provincial budget for the "Horse Award", and reward the top 5 States and cities with comprehensive scores of fixed assets investment every month.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance)

(7) Accelerate investment and construction in key areas. Raise more than 90 billion yuan to support the construction of a strong transportation province. Raise more than 40 billion yuan for the construction of key projects of "revitalizing water and moistening Yunnan" to ensure that more than 100 key water network projects will be started. Actively strive for and raise funds of more than 10 billion yuan from all parties, focusing on promoting the high-quality development of the Yangtze River Economic Belt and the protection and management of nine plateau lakes, and implementing a number of ecological environment protection and management projects such as urban sewage and garbage treatment, chemical pollution control, agricultural non-point source pollution control, ship pollution control and tailings pond pollution control. Co-ordinate funds of more than 5 billion yuan, relying on the construction of large channels to support the construction of modern logistics system. Overall arrangement of funds of 1.5 billion yuan, mainly used to support the industrial development, infrastructure and public service facilities construction in ex situ poverty alleviation and resettlement areas. Arrange financial funds of 1 billion yuan, set up investment funds for key industries, and support green energy, green aluminum and silicon, biomedicine, cultural tourism and health, and "specialized and innovative" enterprises to extend the chain and strengthen the chain. Overall arrangement of financial funds of more than 1.2 billion yuan for energy saving and carbon reduction, R&D innovation and transformation and application of scientific and technological achievements in industrial projects.(Lead units: Provincial Development and Reform Commission, Provincial Department of Industry and Information Technology, Provincial Department of Finance, Provincial Department of Ecology and Environment, Provincial Department of Transportation, Provincial Department of Water Resources, Provincial Department of Commerce and Provincial Department of Science and Technology)

(8) Strengthen the protection of factors. Make overall plans for land, forest land, environmental capacity and other factors, actively tilt to key projects and key parks, and improve the efficiency of factor output. Accelerate the efficiency of examination and approval of land use and other links, and establish a "green channel" for examination and approval of major projects. Formulate the annual "service guarantee list" for major projects, establish a "one-to-one" service mechanism for major projects, and implement the whole process of "deputy agency" service for various approval procedures for major projects.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance, Provincial Department of Natural Resources, Provincial Department of Ecology and Environment, Provincial Forestry and Grass Bureau)

(9) Increase financial support for the development of the real economy. Comprehensive use of a variety of monetary policy tools to maintain the intensity of credit support and promote the steady growth of social financing scale. Guide financial institutions to focus on key areas and weak links in the province’s economy, increase support for key projects, infrastructure, small and micro enterprises, technological innovation and green development, and promote high-quality development. Strengthen the formulation of financing tools and supporting policies to promote the steady decline of comprehensive financing costs of enterprises.(Lead unit: Provincial Local Financial Supervision Bureau, Kunming Central Branch of the People’s Bank of China)

(ten) to encourage business investment. Establish a graded reward system for business investment. If the actual investment in fixed assets of imported manufacturing projects is more than 1 billion yuan, the provincial finance will give a progressive award to the investment promotion enterprises according to the investment in fixed assets, up to 10 million yuan. For enterprises that extend, complete and strengthen the industrial chain of characteristic agriculture, green aluminum and silicon, biomedicine and new materials, the award and compensation standards will be raised as appropriate.(Lead unit: Provincial Department of Finance, Provincial Department of Industry and Information Technology, Provincial Investment Promotion Bureau)

(eleven) to promote financial investment in the same direction. Establish a coordinated mechanism of financial funds, budgetary investment and financing of financial institutions, give better play to the role of government funds, guide financial institutions to increase credit investment in key areas, key industries and key enterprises, and continuously increase credit support for economic and social development. Sort out the list of financing needs of major projects and key enterprises on a monthly basis, and carry out regular communication and consultation between the government, enterprises and financial institutions.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance, Provincial Local Financial Supervision Bureau, Kunming Central Branch of the People’s Bank of China)

(12) Accelerate the revitalization of existing resource assets. Vigorously promote the withdrawal of inefficient land use in cities and towns, and encourage local governments to formulate policies to support market players to participate in the redevelopment of inefficient land use in cities and towns. Accelerate the revitalization of idle factories, equipment and other resources to release production capacity and economic value. Accelerate the revitalization of inefficient, idle, suspended development of tourism, mines and other resources.(Lead units: Provincial Department of Industry and Information Technology, Provincial Department of Finance, Provincial Department of Natural Resources, Provincial Department of Housing and Urban-Rural Development, Provincial Department of Culture and Tourism, Provincial State-owned Assets Supervision and Administration Commission)

(thirteen) to speed up the use of special bonds and budgetary funds. All localities and departments should speed up the progress of all kinds of funds that have been allocated in place and accelerate the formation of more physical objects. Strengthen the supervision and inspection of the progress of the payment of funds in the budget and special bond funds, and adjust, recover and report the long-term funds in accordance with the law.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance)

Third, vigorously implement the action of promoting consumption

(fourteen) actively expand rural consumption. Support the construction of e-commerce direct-selling bases, warehouses for producing fresh agricultural products, open flagship stores and specialty pavilions for agricultural special products, and carry out live broadcast with goods. Support to accelerate the realization of "express delivery into the village". Continue to carry out promotional activities for automobiles and home appliances to the countryside.(Lead unit: Provincial Department of Agriculture and Rural Affairs, Provincial Department of Commerce and Provincial Postal Administration)

(fifteen) actively expand urban consumption. Support the transformation and upgrading of physical stores, urban complexes and commodity trading markets, and support the development of chain enterprises and time-honored commercial circulation enterprises. Support the construction of business districts and characteristic commercial blocks, and reward the newly recognized national-level or national-level pedestrian street renovation and upgrading pilot. Encourage states and cities to build night economic landmarks and online celebrity punch points. Reward the business circulation enterprises above designated size that rank among the top in the annual sales increment. Brand chain stores with more than 10 newly-built chain stores throughout the year will be rewarded according to the number of newly-built chain stores. Carry out consumption promotion activities such as "Caiyun Car Purchase Supplement" and "Trade-in for New Appliances", and implement the subsidy policy for the promotion and application of new energy vehicles. Simplify the examination and approval procedures for outdoor promotion activities held by various market entities.(Lead unit: Provincial Department of Industry and Information Technology, Provincial Department of Commerce, Provincial Department of Culture and Tourism)

Fourth, focus on improving the development level of foreign investment and foreign trade.

(sixteen) support the expansion of the use of foreign capital and overseas investment. Seize the opportunity brought by the Regional Comprehensive Economic Partnership Agreement (RCEP), encourage the declaration of loans from international financial organizations and foreign governments, and give priority support to the loan projects that the country has included in the loan alternative project planning of international financial organizations and foreign governments. For projects that use foreign capital, 2% of the actual amount of foreign capital used in that year will be rewarded, and the maximum reward amount can reach 50 million yuan. Give discount support to medium and long-term loans for overseas projects of enterprises in the province that meet the supporting conditions. For overseas investment cooperation projects, export credit insurance premium subsidies will be given.(Lead units: Provincial Development and Reform Commission, Provincial Department of Finance, Provincial Department of Commerce, Provincial Investment Promotion Bureau, Kunming Central Branch of People’s Bank of China, Yunnan Branch of China Export Credit Insurance Corporation)

(seventeen) to support the development of foreign trade. According to laws and regulations, tax incentives will be given to qualified enterprises in China (Kunming) and China (Dehong) cross-border electronic commerce Comprehensive Experimental Zone. Arrange financial funds and 1 billion yuan of infrastructure investment in the provincial budget to support China-Laos Railway’s operation and maintenance, development and construction along the line. Strive to arrange local government special bonds of more than 5 billion yuan to support the construction of logistics system and industrial parks along China-Laos Railway. Subsidies will be given to equipment renewal, intelligent transformation and technological innovation of processing trade enterprises with rapid growth in output value. Rewards will be given to the places identified as national processing trade industrial parks and provincial processing trade gradient transfer key undertakings. We will increase financial support for the development of foreign trade, and financial institutions such as The Export-Import Bank of China Yunnan Branch will arrange a special foreign trade credit line of 5 billion yuan to support key foreign trade enterprises, leading production enterprises and small and medium-sized enterprises.(Lead units: Provincial Development and Reform Commission, Provincial Department of Commerce, Kunming Customs, Kunming Central Branch of the People’s Bank of China, The Export-Import Bank of China Yunnan Branch)

V. Accelerating industrial optimization and upgrading

(eighteen) to stabilize the "basic disk" of agriculture. Vigorously support the development of key industries of characteristic agriculture, strengthen the guarantee of factors, and ensure the growth rate of agricultural investment by more than 30%. We will ensure that the sown area and output of grain will be more than 62.87 million mu and 19.3 million tons in 2022, increase 500,000 mu of hybrid rice and corn-soybean strip compound planting, ensure the supply of "vegetable basket" products such as pigs and vegetables, and accelerate the industrialization, scale and branding of agriculture. Strictly implement the hard measures of "long teeth" farmland protection and build 4.8 million mu of high-standard farmland. Support agricultural scientific research and technology application and popularization, and increase efforts to tackle key agricultural core technologies such as provenance.(Lead unit: Provincial Department of Agriculture and Rural Affairs, Provincial Development and Reform Commission, Provincial Department of Science and Technology)

(nineteen) support the integration and development of rural primary and secondary industries. The implementation of the "10 billion financial support for agriculture action", banking financial institutions to provide loans to agriculture-related enterprises of not less than 30 billion yuan. Overall arrangement of central financial funds of 300 million yuan and provincial financial funds of 1 billion yuan to support the development of characteristic agriculture. Support the construction of standardized planting and processing bases for Chinese herbal medicines such as Sanqi, Gastrodia elata and Paris polyphylla var. yunnanensis, and support the construction of Sanqi trading center. Support the deep processing of specialty agricultural products such as coffee and walnuts and livestock and poultry products. We will carry out the competitive creation of provincial-level rural revitalization demonstration parks (pastoral complexes), give provincial-level awards and subsidies of 10 million yuan for successful creation, and encourage local governments to carry out state-level pilot projects according to local conditions.(Lead units: Provincial Development and Reform Commission, Provincial Department of Finance, Provincial Department of Agriculture and Rural Affairs, Provincial Forestry and Grass Bureau, Provincial Rural Revitalization Bureau, Kunming Central Branch of the People’s Bank of China)

(twenty) to support the optimization and upgrading of key parks. Strive to issue local government special bonds of not less than 20 billion yuan for the construction of standardized modern industrial parks. For projects included in the list of circular transformation of the park, priority will be given to financial support from the central budget. Five parks were selected to demonstrate the application of advanced technologies in cleaner production transformation, and each demonstration site was awarded 2 million yuan. A one-time reward of 5 million yuan will be given to those who have been successfully established as national green and low-carbon demonstration parks, circular transformation demonstration parks, green and low-carbon industrial parks and eco-industrial demonstration parks. For parks with newly-added industrial output value exceeding 100 billion yuan and 50 billion yuan, a one-time reward of 10 million yuan and 5 million yuan will be given respectively, and new construction land planning indicators will be encouraged. Give loan discount, guarantee fee subsidy or equity investment support to major technological transformation projects that meet the requirements in the park.(Lead units: Provincial Development and Reform Commission, Provincial Department of Industry and Information Technology, Provincial Department of Science and Technology, Provincial Department of Finance, Provincial Department of Natural Resources, Provincial Department of Ecological Environment and Provincial Department of Commerce)

(twenty-one) efforts to improve the power security capacity. Formulate policies conducive to the stable development of thermal power, arrange 500 million yuan of provincial financial special funds, support the large-scale operation of thermal power units, strive to uniformly adjust the thermal power generation capacity to more than 42 billion kWh, and accelerate the construction of 4.8 million kilowatts of thermal power installed capacity. Strive to build 20 million kilowatts of new energy power generation projects, and vigorously support the accelerated development of distributed photovoltaic power generation.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance and Provincial Energy Bureau)

(twenty-two) to support the accelerated upgrading of tourism and market recovery. Arrange 1 billion yuan of financial funds to support the high-quality development of tourism, and reward major cultural tourism projects with an annual investment of more than 200 million yuan by the provincial finance according to 3% of the completed investment; 3 million yuan and 1 million yuan will be awarded to enterprises that have successfully created national 5A and 4A tourist attractions; Give a one-time maximum reward of 150,000 yuan to the subject who is assessed as a Grade A tourist B&B; A one-time subsidy of 200,000 yuan will be given to newly developed tourist commodities with Yunnan cultural elements and annual sales income of more than 10 million yuan; Those who create fine songs and dances or high-quality large-scale performing arts programs will be rewarded as appropriate. Travel agencies that are allowed to temporarily withdraw 80% of the deposit are allowed to make up the deposit until December 31, 2022. Through the online travel platform, the "cultural travel coupons" will be distributed in batches, and the self-driving tourists entering Yunnan will be subsidized by electronic fuel tickets. Pay close attention to the introduction of policies and measures to increase support for the recovery of tourism and help enterprises solve problems.(Lead unit: Provincial Department of Finance, Provincial Department of Culture and Tourism)

(twenty-three) to promote the steady and healthy development of the real estate industry. All localities should speed up the research and formulation of policies and measures to promote the stable and healthy development of real estate in accordance with the requirements of "one city, one policy". Counties, cities, and districts that are beyond the reasonable de-chemical cycle should take effective measures to stabilize prices and promote sales; Counties, cities and districts that are less than the reasonable cycle of de-chemical should increase the supply of land and commercial housing. Increase support for the long-term rental market and the construction of affordable housing. Encourage all localities to actively introduce policies to attract foreign population to settle down and live in peace. Strengthen the monitoring of the real estate market and enterprise operation, and actively prevent and resolve potential risks.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Housing and Urban-Rural Development, Provincial Local Financial Supervision Bureau)

(24) Vigorously develop the digital economy. We will arrange 1 billion yuan of special funds and 300 million yuan of financial funds for provincial new infrastructure, focusing on supporting the construction of national backbone direct connection points, the development of blockchain industry, the action of "using numbers to empower wisdom" and the construction of digital towns. Arrange 100 million yuan of funds to carry out pilot projects for the construction of digital cities and smart counties. Encourage key enterprises in the digital economy to set up R&D centers or branches (subsidiaries) in our province, and reward those who actually put in more than 50 million yuan as appropriate.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance, Provincial Department of Industry and Information Technology, Provincial Communications Administration)

Six, promote urban and rural construction and county economic development.

(twenty-five) vigorously promote the transformation of old urban communities. We will integrate more than 4 billion yuan of central and provincial funds, issue more than 10 billion yuan of local government special bond funds, actively seek financial and credit support, incite social capital investment, and implement more than 1,500 old urban communities.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance, Provincial Department of Housing and Urban-Rural Development)

(twenty-six) to speed up the transformation and upgrading of urban aging pipe network. Strive to co-ordinate budgetary investment, financial funds and local government special bond funds of 10 billion yuan to support the aging and renovation of municipal pipelines in cities (counties) such as water supply, drainage and gas.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance, Provincial Department of Housing and Urban-Rural Development)

(twenty-seven) support ethnic areas to improve the function of rural housing. We will carry out a pilot project to improve the function of rural housing in ethnic minority areas, arrange a provincial financial fund of 400 million yuan, give appropriate awards to the design scheme and the investment in renovation and upgrading, and support the reasonable separation of the functions of bedroom, kitchen, hall and bathroom on the basis of retaining the excellent traditional architectural style of ethnic minorities and meeting the requirements of safety and stability, so as to improve the performance of warmth, sound insulation and fire prevention, and upgrade it into a traditional folk house with modern living functions.(Lead unit: Provincial Department of Finance and Provincial Department of Housing and Urban-Rural Development)

(twenty-eight) to promote the high-quality leap-forward development of county economy. Establish a strong and distinctive high-quality leap-forward development orientation, and give each county and city a reward of 5 million yuan to the top 20 counties and cities with high-quality development and the top 20 counties and cities with fast economic growth. Make overall arrangements for 10 billion yuan, implement high-quality development transfer payment awards and subsidies, and make profits of more than 4 billion yuan in taxes.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Finance)

Seven, strive to enhance the ability and vitality of innovation and entrepreneurship.

(twenty-nine) accelerate the promotion of innovation and entrepreneurship. We will implement some policies and measures to accelerate the vitality of innovation and entrepreneurship in Yunnan Province. We will increase support for the construction of entrepreneurial carriers, and give eligible provincial-level entrepreneurial parks an upgrade plan of 5 million yuan each, and social investment institutions’ provincial-level entrepreneurial incubation demonstration bases (entrepreneurial demonstration parks) a subsidy of 2 million yuan each. Make good use of special funds for the development of small and medium-sized enterprises and industrial informatization, and support the improvement of innovation ability and specialization level of small and medium-sized enterprises.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Industry and Information Technology, Provincial Department of Science and Technology, Provincial Department of Finance, Provincial Department of Human Resources and Social Security)

(30) increase support for the introduction, training and technology research and development of high-level talents. Arrange 1 billion yuan of special funds for provincial talents to support the training, introduction and use of high-level talents at home and abroad. Arrange provincial financial funds and budgetary investment of more than 300 million yuan, support 10 million yuan of research and development funds for each academician stationed in Yunnan, and use the rest of the funds for key scientific research institutes and institutions of higher learning to carry out the pilot phase of applied science and technology research projects and the construction of scientific research platforms.(Lead unit: Provincial Development and Reform Commission, Provincial Department of Science and Technology, Provincial Department of Finance, Provincial Department of Human Resources and Social Security)

Eight, increase the intensity of helping enterprises to alleviate difficulties and reduce burdens.

(thirty-one) the full implementation of tax reduction and fee reduction policy. Implement the policies of tax reduction and fee reduction promulgated by the state and our province and the policies of cancellation, suspension, exemption and reduction of administrative fees. Arrange a special fund of 500 million yuan for the development of small and medium-sized enterprises, focusing on helping small and medium-sized enterprises that are temporarily facing difficulties in production and operation but have market products, promising projects and competitive technologies, as well as service-oriented small and medium-sized enterprises in the people’s livelihood field with intensive labor and high social benefits. Broaden the implementation scope of expressway differential charging and flexible charging policy in different time periods, and reduce logistics costs.(Lead unit: Provincial Department of Industry and Information Technology, Provincial Department of Finance, Provincial Department of Transportation and Provincial Taxation Bureau)

(thirty-two) increase financing support for small and medium-sized enterprises and agriculture and rural areas. Make good use of refinancing and rediscount policy tools, and the balance of refinancing and rediscounting in the whole year exceeded 20 billion yuan. Arrange the provincial financial capital of 20 million yuan, and give financial discount according to 1% of the re-loan amount to agricultural cooperative financial institutions that borrow re-loans to support agriculture and increase credit supply in the field of rural revitalization. The discount standard for provincial and above "little giant" enterprises specializing in novelty will rise by 10%. Accelerate the improvement of the provincial financing credit service platform, establish a list of key small and medium-sized enterprises, establish a regular docking mechanism for government departments, financial supervision departments, financial institutions and key small and medium-sized enterprises, give full play to the role of policy financing guarantee institutions, and actively solve the financing problems of small and medium-sized enterprises.(Lead units: Provincial Development and Reform Commission, Provincial Department of Industry and Information Technology, Provincial Department of Finance, Provincial Local Financial Supervision Bureau, Kunming Central Branch of the People’s Bank of China)

All localities and departments should improve their political stance, do a good job in epidemic prevention and control, do a good job in stabilizing growth, refine and implement various measures to stabilize growth, strengthen economic operation analysis and scheduling, actively do a good job in guiding market expectations, strengthen policy evaluation and dynamic optimization, do a good job in policy reserve research, suspend the introduction of various contractive policies, and submit the promotion and implementation to the provincial government supervision office and the provincial development and Reform Commission at the end of each quarter. The general office of the provincial government shall report on the completion of the main economic indicators of each state, city and key industries every quarter, and the provincial development and Reform Commission shall report the implementation to the provincial people’s government every quarter.

　　Chutian City News (Reporter Zhang Wanjun) When students were walking on campus, a grey magpie suddenly swooped over the top of its head from the branches and attacked it with its claws or beak. Recently, this scene happened many times in Nanhu Campus of Zhongnan University of Economics and Law. Experts say that the grey magpie may have been disturbed by human beings, and the attack may be to protect the territory.

　　Yesterday, Mr. Zhang from Xiaogan reported that he had recently attended training in Nanhu Campus of Zhongnan University of Economics and Law, and was attacked by the same magpie several times on campus. Although he was not injured, Mr. Zhang was very curious.

　　At 11 o’clock yesterday, Chutian Metropolis Daily reporter met Mr. Zhang at the north gate of Nanhu Campus of Zhongnan University of Economics and Law. Mr. Zhang introduced that recently, he was attacked by a magpie several times when he passed near the north gate of the school. According to his observation, this magpie not only attacked him, but also attacked students and citizens passing by many times, especially in the morning when there were many people. Mr. Zhang observed that most of the attackers were men and some women, among whom shorter men were the most vulnerable.

　　Under the guidance of Mr. Zhang, the reporter saw this magpie on a camphor tree near the scene. Except that the sound is a little squeal, the appearance of this magpie is not much different from other magpies.

　　When a male student wearing a gray T-shirt passed by the tree, the magpie suddenly swooped down from the branch and passed by the back of his head, which made the student feel a little puzzled.

　　Soon, a middle-aged man passed by and was attacked by this magpie. Different from before, the magpie attacked him again after the man walked a few meters away.

　　In the next few minutes, this magpie attacked three other students and citizens passing by. A student wearing a red T-shirt told the reporter that he felt the magpie scratching his back with its claws. Because he was separated by clothes, he was not injured. "This is the first time I have seen a bird attack people. It’s really strange!"

　　A shop assistant nearby confirmed that this magpie had been attacking students and pedestrians passing by for several days.

　　Gao Yanhong, chief engineer of Wuhan Zoo, said after seeing the pictures taken by the reporter that this is a grey magpie. He introduced that the grey magpie has a strong territorial consciousness and is aggressive. There may be a nest of the grey magpie near the incident site, which makes aggressive behavior to protect the nest; Another possibility is that this grey magpie has been disturbed and intimidated by the public, and it has made aggressive behavior against passers-by out of revenge.

　　On the 11th, National Health Commission released the Work Plan of Exploring Special Services for Depression Prevention and Treatment, which proposed that by 2022, the rate of depression treatment will increase by 50% on the existing basis.

　　The "Program" also suggests that all high schools and institutions of higher learning should include depression screening in students’ health checkups; All kinds of physical examination centers include emotional state assessment in physical examination items; Screening for maternal depression is included in routine pregnancy examination and postpartum visit.

　　depression

　　Is becoming the second biggest killer of mankind after cancer.

　　According to data released by the World Health Organization in 2019,

　　The total number of depression patients in the world exceeds 350 million.

　　There are more than 95 million people with pan-depression in China.

　　About 200,000 people commit suicide every year because of depression.

　　Shocking figures

　　Reminds us that we must face up to "depression"

　　Depression is a disease.

　　Not "unhappy", not "hard", not "obsessed", not "melodramatic" … … Depression is a definite disease.

　　According to WHO’s definition, depression is a common mental illness, which is mainly manifested in emotional aspects, but also some physical symptoms. Patients feel depressed, lose interest or enjoyment, feel guilty, or have low self-esteem, sleep and appetite disorders, physical fatigue, and difficulty in concentration.Depression can be divided into mild, moderate and severe depression according to its severity.

　　"Susceptible population" covers all ages

　　The data shows that the prevalence of depression in China is 4.2%.

　　 In the distribution of men and women, the prevalence rate of women is higher than that of men, especially the prevalence rate of maternal depression is increasing year by year.

　　 In terms of age distribution, the elderly aged 55-74 are susceptible to depression.

　　Around you and me, one in every 10 people suffers from depression.

　　△ Source: World Health Organization

　　Don’t think that only adults will get depression, and teenagers and children have the chance to get it.

　　 Among adolescents aged 15-19, the prevalence rate of males is about 3.1% and that of females is about 4.6%.

　　On August 22 this year, a tragedy happened in Luxian County, Sichuan Province. A 15-year-old girl jumped from the 25th floor. Her father was injured while trying to rescue her daughter downstairs. Both of them died after being rescued. The girl’s mother said that she suffered from depression and was hospitalized before the incident.

　　Although from this point of view,The "attack range" of depression is not limited to a certain age group.However, its occurrence is closely related to people’s current living conditions.

　　People in these situations are vulnerable to depression. "Keep an eye on"

　　 People in high-pressure environment

　　People who are "stressed" have a higher risk of depression. Stress can come from chronic stress, such as study, work and economic stress, or from acute stress, such as the unexpected departure of relatives and traffic accidents.

　　△ Image source: 21st century business herald

　　According to the "Research Report on Mental Health of Workplaces in 2020" released this year, multi-dimensional factors such as social factors and family status will have an impact on mental health. In the survey,More than 40% of professionals have a tendency to be depressed.

　　 Women in Three Special Periods

　　Because women are more sensitive and empathetic. Their risk of depression is twice that of men, especially inPuberty, postpartum and menopauseThese three special stages are more obvious.

　　 Teenagers in contradiction

　　In recent years, depression has begun to show a trend of younger age, and the number of patients with depression in adolescence has increased year by year. Relevant data in 2017 show that the prevalence rate of adolescents has reached 4%~8%.

　　△ Source: Blue Book of Education: China Education Development Report (2018).

　　"Blue Book of Education: China Education Development Report (2018)" counts 392 cases of suicide among children and adolescents publicly reported in one year, and three types of factors leading to depression among adolescents areFamily conflicts, academic pressures and conflicts between teachers and students.

　　Therefore, as mentioned in the "Program", it is appropriate to suggest that all high schools and institutions of higher learning should incorporate depression screening into the content of students’ health examination.

　　 Lonely middle-aged and elderly

　　the agedDue to gradual aging, reduced communication with the outside world and lack of companionshipWait, it is also a high-risk group of depression.

　　In recent years, the incidence of emotional problems among the elderly has increased year by year, especially depression is not uncommon among the elderly.Depression has become one of the main diseases that affect the quality of life of the elderly and lead to a decline in happiness.

　　Nowadays, although more and more people have begun to care about and understand depression. However, there are still a large number of people who misunderstand or even prejudice it and regard depression as."melodramatic" and "fragile"Performance of.

　　Blx is melodramatic and fragile. How can she be depressed when she smiles so happily? Poor tolerance

　　Depression is fragile and vulnerable?

　　Misunderstanding!

　　"People who have never drowned will never know what it is like to be unable to breathe."

　　Depression is not melodramatic, not moaning, but a disease that needs medical intervention.

　　Others don’t care, don’t care, even cynicism and bad words.It may have irreparable consequences for patients.

　　People with cheerful personality will not suffer from depression?

　　Misunderstanding!

　　Many people think that people who are usually cheerful will definitely not suffer from depression, while introverts are prone to depression.This is the biggest misunderstanding of depression.

　　Being friendly and cheerful is only a person’s personality or habitual behavior pattern, and has no essential relationship with depression. It is precisely because they love to laugh, be friendly and cheerful that their true feelings and needs are more easily overlooked and not easily discovered, soPlease give them more understanding and care once they take the initiative to ask for help.

　　Depression is anxiety, a serious "mental illness"?

　　Misunderstanding!

　　Depression and anxiety.Often mentioned at the same time. However, it is a misunderstanding to treat anxiety less than depression and explain the cause of depression with too much anxiety.

　　haveVery few patients with severe depression.Because of their illness, they can’t express their feelings and their words are logically confused. In this case, don’t label them as "mental illness". After treatment, this kind of depression is almost alwaysIt can completely return to normal after a few weeks and months.

　　After avoiding these misunderstandings, how to detect the symptoms in time so as to intervene and treat as soon as possible?

　　The following manifestations of depression can be felt not only by yourself, but also by people around you ↓

　　At present, the treatment of depression is mainly based on antidepressant drugs, supplemented by psychotherapy or physical therapy.

　　medication

　　At present, the main treatment for depression is medication.

　　According to the data, antidepressants can effectively improve depression, relieve somatization symptoms and anxiety symptoms, and the effective rate is 60% ~ 80%.

　　psychotherapy

　　Compared with drug therapy, the advantage of psychotherapy is that it can make up for the high recurrence rate of drug therapy. Secondly, psychotherapy is more humanized and easy to be accepted by some patients who are unwilling to take drug therapy.

　　Psychotherapy can change mood and behavior by changing cognition. It intervenes from a higher level, that is, the central level, to regulate neurotransmitters, so as to act on the downstream and achieve curative effect.

　　physiotherapy

　　The treatment of depressive disorder mainly depends on medication and psychotherapy, but about 20% patients show poor curative effect in long-term follow-up.

　　These patients may take physical therapy to intervene. At present, the common physical therapy is MECT, TMS (Transcranial Magnetic Therapy) and so on.

　　Listening and caring of people around you.

　　Depression ≠ Being in a bad mood is a disease.Not only do you need to receive professional treatment, but you also need more companionship, more listening and more care from your family.If there are people with depression around us, we should help them like this:

　　Give them full trust and don’t use excessive words to stimulate and accuse them;

　　Provide a quiet and safe environment, and properly keep items that may be dangerous;

　　Listen patiently to their expressions;

　　When someone around you is found to be prone to depression, observe and take care of them in time and take them to see a doctor if necessary.

　　To prevent depression, we need to make psychological adjustment fundamentally. These self-adjustment methods may help ↓

　　Sleep method:Adequate sleep can relieve fatigue and reduce the impact of bad mood on the body.

　　Exercise method:Exercise is one of the most effective ways to relieve bad mood, which can help the body secrete happy dopamine.

　　Diet:Carbohydrate is a kind of food that can calm the mood. It can make the brain secrete a neurotransmitter, which helps people calm down and relax.

　　Hint method:It is found that among people who experience depression, people who can actively find the positive side can get out of the mood faster.

　　Color method:Anger, stay away from red; Depression, stay away from black and dark blue; Anxiety or nervousness, choose light blue.

　　Music:Listening to music for 10 minutes can relieve bad mood. Sometimes it is better to learn unfamiliar music.

　　Breathing method:When you are under stress, you should slow down your breathing and try to roll your tongue back. Can relieve emotions in a few seconds.

　　Illumination method:Keeping yourself in a bright environment can effectively resist the influence of bad emotions.

　　Like other diseases

　　Depression should not be misinterpreted and discriminated.

　　Only by facing it squarely and understanding it.

　　It is possible to defeat it.

　　Lead: # I am crazy # March 2020 netizens’ favorite cover inventory has ended. In this voting, big coffee and top traffic gathered in the March issue, and the competition was fierce. And YiBo Double Cover won the first and second place of this month’s "King of Cover" with super high votes!

　　I won the title of cover for Feng Kuang | March Magazine Competition, YiBo’s super popularity.

　　# I am crazy about it # The March 2020 issue of netizens’ favorite cover inventory has ended. In this voting, big coffee and top traffic gathered in the March issue, and the competition was fierce. And YiBo won the title and runner-up of "King of Cover" this month with the double covers of "Men in Fashion" and "cosmo in Fashion"! The third runner-up is the cover of Yifeng Li’s "Mr. Fashion".

　　Champion: "Fashion Men" YiBo votes: 35055.

　　Runner-up: "Fashion cosmo" YiBo votes: 33,765.

　　As a new top traffic, YiBo has proved its popularity to us. In the March issue, YiBo won this month’s champion and runner-up by overwhelming votes on the covers of two big magazines, Men in Fashion and cosmo in Fashion.

　　Third runner-up: "Mr. Fashion" Yifeng Li votes: 5382

　　Cover brand: BOSS

　　From fresh meat to mature male, shaved and put on a suit, Yifeng Li showed us the mature charm of 30+ male stars.

　　Fourth place: "Bazaar Man" Vin votes: 2650

　　Cover brand: LV

　　Vin, a 2g teenager, appeared on the cover of the March issue of Bazaar Men in a lv. Young is good, and he can hold all kinds of difficult pose and death angles.

　　Fifth place: Bazaar of Fashion Tianyi Luo votes: 1824.

　　Tianyi Luo appeared on the cover of Bazaar of Fashion in March, and now even virtual idols are beginning to compete with female stars. Do you have any reason not to work hard? !

　　Sixth place: "GQ" Jackson Yee votes: 1730

　　Jackson Yee appeared on the cover of the March issue of GQ, with excellent acting skills and strong fashion expression. He is really a teenager.

　　Seventh place: T Magazine Wu Yifan votes: 1442.

　　Cover brand: LV

　　What’s the experience of having a boyfriend who can take pictures? Wu Yifan, who never loses his face value, tells you that I can be selected for the cover of a magazine if I drink water.

　　Eighth place: Bazaar of Fashion Liu Shishi votes: 1035.

　　Cover brand: Chanel

　　Liu Shishi, who hasn’t appeared for a long time, appeared on the cover of Bazaar Fashion in Chanel, with elegant swan neck and indifferent temperament. Everything is still so beautiful.

　　Ninth place: "Grace" THEO votes: 1012

　　THEO appeared on the cover of the March issue of "Grace", with a warm color scheme and more affinity.

　　Tenth place: VOGUE Chris Lee votes: 827.

　　Cover brand: Gucci

　　Chris Lee appeared in the March issue of VOGUE》3 wearing Gucci, and the graffiti-style creativity was full of novelty.

　　Eleventh place: madame figaro Liu Wen votes: 351.

　　Cover brand: Chloe & Noir Kei Ninomiya

　　Liu Wen appeared on the cover of the March issue of Madam Figaro, and her big cousin under the night sky was bursting with gas.

　　Twelfth place: Fashion Roy votes: 310.

　　Roy appeared on the cover of the March issue of Fashion, feeling full of youth.

　　13th place: Fashion COSMO》 angelababy votes: 277.

　　Cover brand: Dior

　　On the cover of the March issue of Fashion Cosmo, angelababy, who turned into an elf, and her insect "friends" are playing among the flowers, which is full of creativity.

　　Fourteenth place: "ELLEMEN" votes: 190

　　In the first half of the year when the illustration style prevailed, the cover of ELLEMEN, a group of illustrations with anti-epidemic themes, was well received.

　　Fifteenth place: "demeanor men’s uno》 Angelababy votes: 154

　　Cover brand: Dior

　　Angelababy appeared on the cover of March issue of "Manners Men’s Uno" in Dior, with dark color scheme, dreamy and mysterious.

　　Sixteenth place: T magazine Shu Qi votes: 112.

　　Shu Qi appeared on the cover of the March issue of T Magazine.

　　Seventeenth place: Bazaar of Fashion Du Fu votes: 76

　　Cover brand: Miu Miu

　　Du Fu wore Miu Miu on the cover of Bazaar of Fashion, bringing her own cool temperament.

　　Eighteenth place: "Jia Ren" Zhang Ziyi votes: 65

　　Cover brand: Giorgio Armani

　　Zhang Ziyi’s pregnancy cover film, firm and gentle eyes, this state deserves to be an "international chapter"!

　　19th place: Fashion Men Huang Xuan votes: 30.

　　Cover brand: Dior Men

　　Huang Xuan appeared on the cover of the March issue of "Men of Fashion" wearing Dior Men, which is still the familiar elegance of Huang Xuan style.

　　Twentieth place: "ELLE" He Cong votes: 26

　　Cover brand: Chanel & Dior

　　He Cong appeared on the cover of the March issue of ELLE》3 in Chanel & Dior, showing the fashionable expression of supermodel.

　　Twenty-first place: "ELLE》 Edie Campbell votes: 23

　　Cover brand: Saint Laurent & Balenciaga

　　Supermodel Edie Campbell appeared on the cover of the March issue of ELLE》3 in Saint Laurent and Balenciaga.

　　These are the voting results of this month’s # I am crazy #, and I look forward to the wonderful cover of the April issue of star models!

　　21st century business herald reporter Ji Yuanyuan reported that since the beginning of 2024, major multinational pharmaceutical companies have made frequent strategic adjustments and personnel changes. Recently, many multinational giants such as Novartis, GlaxoSmithKline and Johnson & Johnson have heard the news of the change of the "head" in China.

　　On May 14th, 21st century business herald reporter learned that Herbry, President of Novartis International Business Department, announced a series of personnel changes to employees. Among them, Zhang Ying, President of Novartis China, was appointed as Chief Commercial Officer (CCO) of Novartis International Business Department from June 1st, leading the CLS team of Novartis International Business Department, based in Basel. Leo Lee, the president of Novartis Japan, has been appointed as the president of China, and Keizo Miyazawa will be the temporary president of Japan during the transition period, taking charge of Japanese business.

　　Prior to this, on May 10th, Mike Crichton, Senior Vice President of GSK Greater China and Intercontinental Region (GSK GCI), also announced a major personnel change to employees. Qi Xin, the current vice president of GSK and general manager of China, was appointed as the vice president and head of vaccine business of GSK Greater China and Intercontinental Region, and Sherman Yu took over as its vice president and general manager of China.

　　When the "heads" of the above two multinational pharmaceutical companies in China began to be arranged by the company to go abroad, some heads of multinational pharmaceutical companies in China voluntarily submitted their resignations. At the end of April this year, Song Weiqun, Chairman of Johnson & Johnson China and President of Johnson & Johnson Medical Technology China, was reported to have resigned from the company to seek external development opportunities.

　　Insiders of GSK, Novartis and Johnson & Johnson all confirmed to 21st century business herald that the news of senior management changes was true.

　　In recent years, the accelerated changes in the medical and health industry and the China market are also promoting the adjustment of the strategy and organizational structure of pharmaceutical enterprises. An analyst in the pharmaceutical industry of a brokerage firm told 21st century business herald that with the new round of medical reform in China entering the deep water area, especially under the pressure of a series of reforms such as quantity purchasing, medical insurance negotiation and medical insurance payment methods, generic drugs are rapidly declining and innovative drugs are accelerating, and the whole industry is facing an urgent need for transformation and upgrading.

　　"In the next few years, the changes in China’s pharmaceutical industry will intensify, which will also prompt the industry to face many unprecedented challenges in the process of rapid development, especially the frequent flow of talents, team change and adjustment, how to strengthen the organization and talent ability, and stand out in the Hundred Regiments Campaign, and become a difficult problem that multinational pharmaceutical companies need to think about." The above analyst said.

　　Why does the person in charge of China District "run away" frequently?

　　In recent years, with the continuous influence of China’s policies such as medical insurance fee control, quantity procurement, and anti-corruption, the second largest pharmaceutical market in the world faced by multinational pharmaceutical companies has undergone profound changes, especially the domestic generic drugs that have passed the consistency evaluation and the local innovative drugs that have been continuously approved for listing, which have also brought multiple competitive pressures to multinational pharmaceutical companies.

　　Before the news of the change came from the person in charge of GSK China, the organizational structure of GSK China had been adjusted in advance. In the beginning of 2024, it was reported in the industry that GSK China would abolish the LBT sales team of central nervous system products, and from January 1, 2024, the original organizational structure would be adjusted to three core business departments: special drugs, vaccines and respiration; At the same time, the previous goal of "achieving domestic sales of 3 billion pounds in 2030 and becoming the first multinational pharmaceutical company in China" was adjusted to "being among the top ten multinational pharmaceutical companies in China".

　　"Pharmaceutical R&D is a long-term and high-risk industry. Under the current market environment, both multinational pharmaceutical companies and local innovative pharmaceutical companies are grasping the opportunity of this round of industry reshuffle and reshaping their product lines, sales systems and sales personnel, as well as strategic direction. Just after the structural adjustment of China District was proposed, the news of high-level personnel changes came. It can be seen that GSK has more considerations for the strategic layout of China District. " An executive of a pharmaceutical company who did not want to be named told the 21st century business herald reporter.

　　In recent years, Novartis Pharmaceutical is also accelerating strategic adjustment and promoting innovation and transformation. Novartis, like most multinational pharmaceutical companies, chose to "discard the false and preserve the true" and terminated the non-core projects in the development pipeline to enhance the focus on the four core treatment areas of cardiovascular, kidney and metabolism, immunity, neuroscience and cancer. After the completion of the divestiture of Sandoz in 2023, it is also considered that it will usher in a critical moment of global performance test. During this period, the change of coaches in China District was also considered by the above-mentioned pharmaceutical company executives as an urgent need for transformation and upgrading.

　　For Johnson & Johnson, a strategic spin-off was also carried out in 2023. In August, 2023, Johnson&Johnson officially announced the completion of the share swap offer for splitting Johnson & Johnson and Kenvue. According to the annual performance report released for the first time by a pharmaceutical giant focusing on medical technology and pharmaceuticals after Johnson & Johnson officially completed the spin-off of consumer health care business in 2023, the total revenue in 2023 was US$ 85.2 billion, a year-on-year increase of 6.5%; Net profit was $13.3 billion, down 18.6% year-on-year. This performance makes the market question the profitability of Johnson & Johnson. By analyzing its performance, it is not difficult to see that due to the influence of international competition and patent cliff, Johnson & Johnson’s market may face the dilemma of "internal troubles and foreign invasion". To this end, Johnson & Johnson also needs to find the next engine to support the sustained growth of performance.

　　In view of the current market pain points of multinational pharmaceutical companies, the above-mentioned analysts further analyzed the 21st century business herald reporter and pointed out that due to changes in policies and markets, large-scale adjustment of domestic strategies of multinational pharmaceutical companies is inevitable, and it is not difficult to see from the personnel adjustment of GSK and Novartis that multinational pharmaceutical companies need to sort out their existing personnel in order to control China’s market position.

　　"As for whether the positions of these executives are’ promoted’, it also depends on whether the responsible persons of the subsequent China market need to report to them. However, no matter how it is adjusted, it is undeniable that the more the market challenges continue, the more multinational pharmaceutical companies need to think: the focus of the value chain is gradually changing, and how to fill the gap? Industry policies are favorable for development, how can organizations be efficient and agile? This is a systematic problem, which needs to be comprehensively considered from various aspects such as talent attraction, organizational structure, team building, and incentive assessment. " The above analyst said.

　　Seek a breakthrough point in response to market changes

　　Since 2021, a number of targeted innovative drugs have entered the medical insurance one after another, and in 2022, they began to really contribute income, profits and cash flow to innovative drug enterprises. At the same time, under the dual pressure of finance and medical insurance expenditure, the state’s support for innovation tends to be detailed, and the standards of innovation in the future will be further improved, which is conducive to changing the serious homogenization of drug research and development in the same target, and is conducive to truly innovative pharmaceutical companies.

　　In this context, China’s innovative drug market has gradually entered the period of "selected high-quality innovation", and homogenized products have gradually lost their competitiveness. New technologies, scarce technology platforms, differentiated treatment fields, innovative drug delivery methods, etc. may all bring better competition to enterprises, and companies with technology precipitation are expected to stand out.

　　Industry data also shows that due to the influence of centralized mining, the growth rate of multinational enterprises in 2021 is not as good as that of local enterprises. From the nature of different enterprises, local enterprises dominate the hospital drug market, with sales of nearly 680.5 billion yuan in 2021, up 12% year-on-year. However, the proportion of sales in the past five years showed a downward trend.

　　In this realistic situation, there is a view in the industry that the adjustment of China’s innovative pharmaceutical industry also reflects the continuous improvement of domestic pharmaceutical companies’ R&D strength, which makes multinational pharmaceutical companies face increasingly fierce competition in many mature pharmaceutical categories. Under this background, how to reposition the global strategic positioning of China market and make corresponding business adjustments has become a difficult problem for multinational pharmaceutical companies, which is also a test for the "head of the company" in China District.

　　"Behind the flow of talents, it is mapped that multinational pharmaceutical companies are constantly adjusting their strategies and talent structure to cope with the new situation of industry development." The above-mentioned analysts told 21st century business herald that the biggest challenge faced by multinational pharmaceutical companies in talent selection in China District is the turnover and reconstruction of personnel caused by the mismatch between the development stage of enterprises and talents, which has brought pain to enterprises, but in a sense, it is not a bad thing for the industry. The flow of personnel has brought about the exchange of successful experience, technological innovation, mode upgrading and capability matching, which is healthy for the whole industry and worth encouraging.

　　Earlier, Xiao Kun, the managing partner of Deloitte’s life science and medical industry management consulting, said in an interview with 21st century business herald that in the past 5-10 years, the innovative drug market in China has experienced peaks and valleys. At present, due to the complex policy environment in the pharmaceutical market and the increasing competition for innovative drugs, the financing difficulty in the capital market is also increasing, which leads to the passive flow of executives to some extent. The appointment of senior executives and team building in the future will directly reflect the judgment of enterprises on market trends, policy environment and the latest strategies on product development and marketing models.

　　"Talents with good professionalism and matching the trend of the times and the development needs of enterprises will become more and more popular. In the long run, the development of the industry has also put forward different requirements for talents. " Xiao Kun said that according to a global survey by Deloitte, organizations are also moving towards a brand-new work and labor operation model, which attaches importance to skills rather than posts and forms a new "skilled organization". At present, some pharmaceutical companies have begun to make some corresponding organizational transformation, and it is expected that more companies will have similar plans in the next few years.

　　However, some people in the industry are optimistic about the long-term development of the pharmaceutical sector. A few days ago, in an industry forum, many participants thought that medicine is a long-term track, and at present, how to keep a low profile and adjust the core strategy and candidate’s ability allocation to the best state is an important topic focused on enterprise development and talent strategy at this stage.

　　Ding Weibo, president of Bojian Asia Pacific, pointed out at the forum that it falls to the micro level, that is, the selection criteria of enterprise talents. Enterprises must choose talents based on the current situation of industry development and formulate strategies in combination with the stage and environment of the enterprise. When an enterprise is in different stages such as initial R&D or rapid expansion, it is necessary to tailor talents. However, the environment of different types of enterprises, such as foreign enterprises, state/central enterprises and private enterprises, is different, and talents need to have certain adaptability and learning ability to adapt to the changes in the environment quickly. In addition, human resource managers should also combine corporate culture to select talents, and forming consistent standards to attract talents will effectively improve efficiency.

At the beginning of this year, National Medical Products Administration released the No.1 document in 2020-Guiding Principles of Real-world Evidence Supporting Drug R&D and Evaluation (Trial), which attracted great attention in the industry. Two years ago, the reporter of Economic Information Daily interviewed Fan Daiming, an academician of China Academy of Engineering. In the report "Academician Fan Daiming: Paying too much attention to the micro, medicine will go astray", Fan Daiming pushed for "real world research" and called for the reverse research of medicine.

Now, Fan Daiming is still busy, and the thinking about the development of medicine is also deepening: Why is the more modern medicine develops, the more intense it is questioned? What is the relationship between culture and medicine? How to reshape medical culture … Not long ago, Fan Daiming once again accepted an exclusive interview with the reporter of Economic Information Daily, and he solemnly proposed that culture should lead the development direction of modern medicine.

The picture shows Fan Daiming, academician of China Academy of Engineering.

Four major deviations in the development of modern medicine

Reporter: What do you think of the relationship between modern medicine and culture?

Fan Daiming: To answer this question, we must first realize the dilemma faced by modern medicine-modern medicine has greatly improved the average life span of human beings, but the question of medicine has never been so fierce as it is today.

As Roy Porter, a professor of medical history at Cambridge University, wrote: People have never lived so long and lived so healthily, and medicine has never achieved so much. However, paradoxically, medicine has never aroused people’s strong doubts and dissatisfaction as it is today.

In fact, there are four deviations in the development of modern medicine: first, medical research blindly develops to technology and penetrates to micro-level, which leads to over-differentiation of specialties, over-detailed planning of specialties and fragmentation of medical knowledge, that is, O2F1；; Second, modern medicine has become waiting medicine; Third, modern medicine has become antagonistic medicine; The fourth is medical alienation, which takes some natural processes of life and some natural changes of the body as diseases for excessive intervention.

Reporter: As for O2F1, you have elaborated it in detail when you were interviewed by us.

Fan Daiming: Yes. This situation is at least a problem caused by introducing simple research methods into medicine, that is, simply introducing science and technology into complex and variable human health care. Doctors are increasingly confined to narrow professional fields, and even can only see a certain disease, resulting in more and more drugs, but the curative effect is getting worse. I will focus on the last three biases.

Modern medicine has become waiting medicine. Modern medicine regards people’s health status as a linear process, from no illness to death due to illness. What is disease? It is to draw a line artificially according to some indicators, and when you cross this line, you are sick, and the doctor will treat you; If you don’t cross this line, the doctor won’t care.

Take stroke as an example. A person is a "good" person without a stroke, and a sudden stroke one day becomes a patient. After the onset of stroke, treatment can hardly play much role, but the money earned by patients in their lifetime is likely to be used up in the last few days.

Only at the end of the disease and the last few days of life, the curative effect is bound to be limited, and it will bring great pain to patients. This is waiting for medicine. If we work harder before we get sick, will the result be different? The "prevention of disease" advocated by Chinese medicine should give enough enlightenment to modern medicine.

Modern medicine has become antagonistic medicine. In the past, infectious diseases caused by foreign sources and a single cause were the greatest threat to human health, so it is understandable to "confront" all diseases as "enemies". However, at present, chronic diseases have become the biggest threat to human health, which is a problem in the internal balance adjustment of human body. If we still adopt the thinking of "confrontation", we are "confronting" ourselves, and we may not cure the "disease" but hurt other organs.

This "confrontational" thinking is also deeply influenced by culture. Modern medicine represented by western medicine originates from nomadic culture, and the survival rule of nomadic culture is "you die and I live"; In China’s traditional culture with thousands of years of farming society as the background, "harmony" and "you live and I live" are the mainstream. Therefore, treating cancer in traditional Chinese medicine is "treating cancer without seeing it" and how to better "survive with cancer".

There has been alienation in medicine. It is too serious to treat some natural processes of life and some natural changes of the body as diseases for excessive intervention.

For example, it is a natural process for a mother to give birth to a baby. If there are some problems during pregnancy, it is ok to check it occasionally, but now many pregnant women go for a B-ultrasound every month or two. You know, every medical examination is more or less harmful to people, but this kind of damage is within the tolerable range. But has anyone ever thought about how much long-term harm regular prenatal checkups will do to the fetus? What will be the consequences after many years? Actually, we don’t know.

Unbalanced medical culture

Reporter: What will the imbalance between medical development and culture, or the lack of culture in medical development, bring to medicine?

Fan Daiming: There are at least three consequences. First, with the help of science and technology, medical research on human body structure and even function has been advanced and thorough, reaching directly to genes, but medical knowledge of the nature of life is still far from being understood culturally, and this is the most important thing. You know, being sick is not only a physical illness, but also a life illness. The imbalance between medical development and cultural relations, or the lack of cultural medicine, makes modern medicine "out of her wits".

Second, worldwide, human culture (including medical culture) has been formed and developed for thousands of years (such as European culture, Indian culture and China culture), but now we are using a single-domain culture (such as medical ethics culture) with only a few hundred years to monopolize or even replace the global human culture for thousands of years, which seems to be somewhat "inadequate".

Third, compared with the past, the spectrum of contemporary human diseases has undergone fundamental changes, such as various endogenous senile diseases and chronic diseases, with multiple causes and multiple targets; In history, human life span has never been as long as it is now, and the biggest threat to health is often infectious diseases caused by external factors and single cause. Modern medicine is still using simple, linear and direct methods to deal with infectious diseases in vitro to deal with the complex, nonlinear, indirect and endogenous chronic diseases of human beings, so it often backfires.

From being out of her wits, to being unable to do what she wants, and then to being counterproductive, won’t this medical culture change its profession? We must make great efforts to reshape medical culture. Where medicine develops depends on what kind of medical culture to lead.

Reporter: Some people say that science and technology and humanities are the two wings of the progress of human society, and they are indispensable, otherwise they will deviate from the direction. It seems that the same is true for human health, medicine and culture.

Fan Daiming: Improper handling of the relationship between medicine and culture is not only bad for patients, but also harmful to doctors. At the memorial service, it is usually said that "the comrade died because of illness", but it is not said that "he died because of illness". In the event of an emergency, the seriously injured are sent to the hospital for rescue, and when notified, they will say "death due to injury", but they will not say "death due to injury". Also, "as long as there is one percent hope, we must use 100 percent efforts to rescue", which is right from the humanitarian point of view, but is it completely right in medical practice? This is a waste of money for some patients, a waste of effort for doctors, and a loss for society.

If "ineffective treatment", "ineffective rescue" and "medical pursuit of 100% success" have become "routine", isn’t it an excessive accusation and injury for doctors? This is also a cultural problem!

Cases of hurting doctors are endless, which is a more extreme phenomenon. Let those who hurt doctors be punished, even sentenced to death, so that the problem can be solved fundamentally and completely? No! We must think from the root of medicine, culture and values, so that we can embark on the right path.

"Four Persistences" Reshape Medical Culture

Reporter: In your opinion, what should be included in dealing with the relationship between medicine and culture?

Fan Daiming: First, we must adhere to the humanity of medicine.

Humanism is the highest realm of culture in the study of human nature, and its function is to ensure the safety, importance and dignity of life. There are two basic requirements of human nature: one is to pursue happiness, the other is to pursue immortality and hope to live forever. In fact, it is impossible for an organism to be immortal. People are the same, flowers bloom and flowers fall, the tide rises and falls, and everything is the same, which is inevitable in nature.

But the problem is that the single-domain medical ethics culture does not recognize that people will die, so they use technology to intervene in death. So there are three problems: first, the time of death has changed from unknown to known. Second, the place of death was moved from home to the ward. We used to take medicine home for illness, but now we send patients directly to the hospital to save their lives, even if we know there is little hope. Doctors in ICU and rescue room tried their best to rescue them, and family members outside tried their best to pay the money. It is likely that when the patient finally left, the family members failed to shake hands and say goodbye. The third is from natural death to technological death. An old expert in our hospital left when he was 92 years old. In the last two years, he became a vegetable, and his soul had already left this world. We still worked hard on his body and relied on a ventilator to maintain it. There are many such people, who have left this world although they are lying in hospital beds. They are covered with tubes but don’t know it. It can be said that they have no dignity at all. The doctor is looking at whether the pipe is impassable. All-pass is alive, no-pass is dead, and part-pass is part-live. Is that right? Isn’t this culture going to change professions?

In the past, both Chinese and western sacrificial customs fully considered the sanctity and dignity of life. At present, many hospitals offer hospice care, which fully considers the feelings of family members and the hospice care of medical staff for the dead. In fact, this is also a reshaping of medical culture.

Second, we must adhere to the integrity of the human body.

We should respect life and respect it. Life exists as a whole. With the infinite division, all the parts finally exist, but what is lost is life. Conversely, the sum of all parts is not equal to a whole, because the whole of medicine must have life. A whole with life is called a whole; There is no whole life, we call it a corpse.

The existence of life must depend on the whole existence. An elephant, we know at a glance, the blind can only rely on touch. When a blind man touches an elephant’s leg, he can tell that it is an elephant, but can he still recognize it if he touches cells or even molecules? If we go to the atomic and quantum level, everything is indistinguishable, can we still identify life forms? Therefore, medicine should not be too microscopic.

Einstein has long said that science pursues clarity, accuracy and purity at the expense of integrity. Similarly, the "accuracy" we blindly pursue in medicine is at the expense of life, which is also a culture and a culture with problems.

Third, we must persist in the complexity of life.

Life has great complexity, and the local and instantaneous research results can not explain the process and essence of life, nor can they be a panacea to save lives.

We know life now, which is too simple, but in fact it is extremely complicated. The existence of life, first of all, is the role of natural forces. Otherwise, how will life be spent in millions of years or even longer without medicine? This natural force is manifested in the ability of life itself to resist diseases and harm; Second, different organs can coordinate with each other and have self-consistency ability; Third, after a certain part of the body is damaged, it can compensate for growth and has the ability of self-repair; Fourth, metabolic ability, life and physical ability blend with the outside world, and absorption of order can discharge disorderly energy; Fifth, self-balance ability, such as water and electrolyte balance, white blood cell level balance, heat balance and so on; Sixth, the ability of self-protection, which is manifested in immunity, vomiting and excretion after eating bad things; Seventh, the reaction of spirit and consciousness to the above six abilities.

There is a saying that the "three magic weapons" for doctors to treat diseases are language, medicine and scalpel. Among them, drugs and scalpels are necessary, and the power of language is the greatest. There is a famous saying in the west, "To cure sometimes, to relief oft, To comfort always". This sentence means that for patients, soothing and comforting are the most important, and healing only accounts for a small part. In fact, even if the patient is cured, in the final analysis, it is the patient’s own internal natural forces that have played a role. The doctor just helped them outside, and never take advantage of it.

Therefore, medical intervention in life and health should first ensure that the natural forces of life play a role. If medical intervention exceeds or even replaces this ability, it is called overtreatment. From the development practice of modern medicine, there are fewer and fewer medical deficiencies, but more and more medical excesses.

Fourth, we should insist on the authenticity of the research.

At present, many medical researches are not true, but only one way to the end, from macro to micro, or from structure to small structure, from long time to short time. We must go back and return to the macro level, which is what we call reverse medical research. Only when the way back is clear and a circle is formed, it is called closed-loop research, and the correct results can be obtained. Historically, many great achievements in natural sciences, especially medicine, were obtained by reverse research.

The fundamental way to change the existing clinical thinking and improve the shortcomings of evidence-based medicine in medical research is reverse thinking. Reverse thinking involves many aspects, including real-world research. Real-world research may also have its own problems. If evidence-based medicine is combined with real-world research, especially reverse research on evidence-based medicine, we will be much more likely to get correct results.

Of course, four persistences are the necessary conditions for reshaping medical culture, and it is far from enough to be satisfied with these four aspects. I hope more people can join in and lay a more solid foundation for reshaping medical culture.

Learn from the sages 2,500 years ago.

Reporter: How to choose the starting point to reshape medical culture?

Fan Daiming: Some people say that to solve many global problems today, we should go back to ancient China 2,500 years ago and learn from the wisdom of Confucius. Confucius lived in the Spring and Autumn Period and the Warring States Period. At that time, there were "three religions and nine streams" and "hundred schools of thought". A large number of outstanding thinkers, represented by Confucius, looked forward to 2500 years and thought about 2500 years later, which set up an ideological monument for Chinese civilization and even world civilization that is beyond the reach of today.

So, where is the cultural essence of the Chinese nation for 5000 years? In my opinion, it is a people-oriented holistic view and an integrated view of the unity of man and nature. This is where the roots and ideological context of holistic integrated medicine come from. On the remolding of medical culture, the organic integration of holism of traditional Chinese medicine and reductionism of western medicine should be the only way.

In China’s traditional culture, everything in the world is divided into five elements: Yin and Yang, which are rooted in each other, and the five elements interact with each other. On this basis, Chinese medicine puts forward that essence is substance, which can be detected by modern medical means, such as hemoglobin, blood lipid, etc., but qi and spirit instruments can not be detected, but Chinese medicine doctors can perceive their state level by looking, hearing and asking. This is the common expression of structure and function, and it is the understanding of medicine by ancient Chinese medicine. Even in today’s advanced science and technology, Chinese medicine still shows strong vitality and good curative effect, even far beyond the cognitive level and curative effect of modern medicine in some aspects, which is worth learning and learning from modernmedicine with an open mind.

In the development history of traditional Chinese medicine, Taoism, Buddhism and Confucianism have contributed a lot, and the reconstruction of modern medical culture can gain important enlightenment from it. For example, Buddhists emphasize the cultivation of the mind, emphasizing a "clean" word and demanding that the mind be free from distractions. It is not easy to do this. There are always many distractions in my heart. Can I be healthy? If you want to calculate others every day, can you be healthy? Another example is that Taoists stress health preservation and emphasize a "quiet" word. Mentality is always manic, can you calm down and nourish your heart? Therefore, it is necessary to be calm in order to ensure health. For another example, Confucianism stresses governing the country, managing the world and helping the people, and emphasizes the word "respect", so as to respect nature, society and etiquette.

Science itself has no purpose, and good use can benefit mankind, such as nuclear power technology; If it is not used well, it can also be used to kill people, such as nuclear weapons. Whether it is used well or not needs the guidance of culture. The same is true for medicine. The profound traditional culture of China, whose holism and integration view are integrated with the reductionism of western medicine, will form a new medical culture. Only by forming an integrated health service system, including an integrated medical education system, a medical research system, a medical service system, a medical prevention system and a medical management system, can we lead the new direction of medical development and go faster and further in implementing the healthy China strategy and caring for human health.

[Editor’s Note] This is an interview with Academician Fan for four consecutive years —— Fan Daiming, an academician of western medicine in 2017, why I support Chinese medicine in 2018, Academician Fan Daiming: paying too much attention to the micro, and medicine may go astray in 2019. Visiting Academician Fan Daiming three times: modern medicine needs reverse research, and this article will be published in 2020 with the theme ". Academician Fan has thought a lot about the integrated health service system to be built in the future. During the anti-epidemic period, he wrote a 50,000-word masterpiece "On the Correct Practice of Medicine", which was published in Medical Contention in four phases. The interview next year (the fifth year) may focus on this theme. (Reporter Wang Xiaobo reports from Qi Wang)

　　On the evening of April 7, a female policeman in Zhangpu County, Fujian Province had a dispute with the community security guard. The female policeman beat a security guard with high heels. The police informed that the female police had been suspended for investigation. The injured security guard has three head wounds and is still being treated in the hospital.

　　The security guard was smashed in the head with three wounds.

　　Yesterday morning, a video of a woman beating a community security guard with high heels went viral on the Internet. The video is about 3 minutes long and the incident took place at the entrance of Fuli Mountain Villa in Zhangpu County. A female owner of a white car scolded and beat a security guard with high heels. The security guard who was beaten in the video did not fight back all the time and has been avoiding it. At the end of the video, the woman drove into the community, and the security guard’s head was covered with blood. Some netizens revealed that the hitter went to work at the household registration window of Zhangpu County Administrative Service Center.

　　Yesterday, Beijing Youth Daily reporter contacted the daughter-in-law of injured security guard Mr. Qiu. According to its introduction, Mr. Qiu is still in hospital, and his head has been cut out by high heels, with a total of seven or eight stitches. Family members said that the police came to the hospital to make a record yesterday morning, and the Commission for Discipline Inspection also came to the hospital for investigation in the morning.

　　The hitter drove into the entrance bar of the community.

　　The family members of the injured said that the woman who was driving hit the crossbar at the entrance of the community at the time of the incident. As the squad leader, Mr. Qiu asked the woman to back the vehicle. Mr. Qiu knocked on the window for a long time, and then the woman finally got off the bus after being persuaded by people around. Mr. Qiu said that he had to pay for the damaged railing, so the two sides had an argument and finally started to work. The family said that Mr. Qiu is 64 years old and has worked in this community for more than a year. Family members said that on the morning of the 8 th, the family members of the beating woman came to the hospital to pay the medical expenses.

　　A neighboring merchant told the reporter of Beiqing Daily that he smelled alcohol on the woman while watching.

　　Female police officers have been suspended for investigation.

　　Yesterday morning, Zhangpu police issued an announcement confirming that the hitter was a policeman of the local public security bureau, but did not mention whether the woman drank alcohol. The announcement said that at about 9: 28 pm on April 7, Zhangpu County Public Security Bureau 110 received an alarm from the masses that the security guard in Fuli Community was beaten by a woman. After receiving the report, the 110 Command Center of Zhangpu County Public Security Bureau immediately ordered the Sui ‘an police station to dispatch police. After on-the-spot investigation, it was found that Zhang Zhizhen, a policewoman of Zhangpu County Public Security Bureau, beat the security guard of Fuli Community. After receiving the report from Sui ‘an Police Station, the leaders of Zhangpu County Public Security Bureau attached great importance to it, immediately held a meeting overnight, decided to give the policewoman Zhang Zhizhen to stop performing her duties, and the discipline inspection department intervened in the investigation. At the same time, she instructed Sui ‘an Police Station to conduct an investigation quickly, find out the facts in time, and make fair treatment according to law. Currently, the case is still under investigation. Text/reporter Xiao Xiaoying

With the popularity of financial services and the rise of Internet lending, many people are exposed to loans, credit cards and other related products. However, it is not uncommon to ask late questions, which is followed by severe collection measures, including lawyers’ letters. Today, we discuss the topic of "saying that I sent a lawyer’s letter to me overdue", and analyze the root causes, legal consequences, solutions and the importance of personal credit management.

Many people rely more and more on loans and credit cards for consumption and financial management, but the overdue questions are also on the rise. Once I accidentally defaulted on a credit card bill and received a serious lawyer’s letter. This letter not only puzzled me, but also made me realize the seriousness of the question-saying that I sent me a lawyer’s letter overdue. What went wrong?

The causes of overdue questions include poor personal financial management. Many people lack planning, fail to budget their expenditure and income reasonably, which leads to their inability to repay on time. Unexpected events may also lead to overdue, such as sudden decrease in income or increase in family economic pressure, but financial institutions will not cut their requirements for individual reasons, and those who are overdue will be recovered.

The fact that I sent me a lawyer’s letter overdue reflects a bigger question, which is the bank or the loan platform, and the attitude towards overdue behavior is getting tougher and tougher. This situation not only affects personal credit, but also may become a hidden danger in economic life.

Behind "saying that I sent me a lawyer’s letter overdue" is the serious attitude of the law. In our country’s law, financial contracts are legally binding. If individuals sign repayment agreements with banks or other institutions, they will be responsible for their own credit behavior. Once the overdue situation occurs and the repayment obligation is not fulfilled on time, the financial institution can take recovery measures in accordance with the terms of the contract and relevant laws.

A lawyer’s letter is a formal legal document, which is usually sent by a law firm. Its purpose is to urge the debtor to repay as soon as possible. The fact that I sent a lawyer’s letter to me overdue shows that I have entered the stage of legal intervention. A lawyer’s letter usually lists the amount owed, the breach of contract and the legal consequences, and may misappropriate the penalty clause in the contract to increase the debt.

If the overdue person fails to solve the question after receiving the lawyer’s letter, the consequences may become more serious, including case litigation, property freezing, credit record damage and so on. Saying that I sent a lawyer’s letter overdue is not only a paper threat, but an actual legal pressure, which should not be underestimated.

When faced with the situation of "saying that I sent me a lawyer’s letter overdue", it is particularly important to deal with it correctly, and never choose to escape. In this case, active communication and solution are the key to avoid legal consequences.

The first step is to calm down and carefully examine the contents of the lawyer’s letter to confirm whether the amount owed is correct. If there is any mistake, you should contact the other party in time to solve the problem; If it is correct, a repayment plan should be made as soon as possible. Many financial institutions allow repayment by installment or negotiation, so as to avoid further legal proceedings.

Explaining your financial situation is also an effective strategy. Saying that I sent me a lawyer’s letter overdue actually reflected the pressure of collection. If you can provide proof to financial institutions or law firms, such as reduced income and family emergency expenses, you may win a certain degree of tolerance.

In any case, don’t ignore the lawyer’s letter as a legal document. Delay in handling will not only lead to more complicated legal disputes, but also seriously damage personal credit. It should be warned that I sent a lawyer’s letter to me after the deadline, so that I can learn to deal with and guard against it.

After dealing with overdue questions, it is more important to avoid similar situations from happening again. Saying that I sent me a lawyer’s letter overdue made me deeply aware of the importance of personal credit management.

We should develop good financial planning habits. Make a budget every month, define the ratio of income to expenditure, and ensure that the repayments are covered by sufficient funds. If you can’t avoid loans, you must choose an appropriate amount and do what you can.

Pay attention to the change of credit history. After saying that I sent me a lawyer’s letter overdue, I went to inquire about my personal credit report and found that the historical overdue had been recorded. Credit records directly affect the ability to apply for loans and other financial services, so we should always pay attention to them.

Keeping communication channels open is also an important means. The experience of saying that I sent a lawyer’s letter to me overdue made me understand that when the economic pressure is great, I should communicate with financial institutions as soon as possible, and strive to solve the problem as soon as possible to avoid worsening the problem.

Saying that I sent me a lawyer’s letter overdue taught me a profound lesson. This is not only a simple reminder, but also a warning in many aspects such as law, credit and financial management. By analyzing the root causes, legal consequences, coping strategies and personal credit management, we can more deeply understand the importance of financial contracts and how to abide by commitments in economic behavior.

Everyone may encounter times of economic stress, but the key is how to face and solve the problem. Learning from the experience of "saying that I sent me a lawyer’s letter overdue", we can better manage our finances in the future, avoid falling into similar difficulties, and at the same time safeguard our personal credit and move towards a more stable economic life.